Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Adelaide Hills (DC), accounting for 10.1% (673 households). This share was higher than Greater Adelaide (8.9%).
Section overview
Monthly housing loan repayments
Adelaide Hills (DC) - Households (Enumerated)
This table summarises housing loan repayments for Adelaide Hills (DC) in 2021 for persons, with comparison against Greater Adelaide.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Adelaide Hills (DC), with comparison markers for Greater Adelaide.
$299 or less
2021 count
315
% of total
4.7%
315
4.7%
$300 - $599
2021 count
260
% of total
3.9%
260
3.9%
$600 - $999
2021 count
471
% of total
7.1%
471
7.1%
$1,000 - $1,199
2021 count
382
% of total
5.7%
382
5.7%
$1,200 - $1,399
2021 count
514
% of total
7.7%
514
7.7%
$1,400 - $1,599
2021 count
520
% of total
7.8%
520
7.8%
$1,600-$1,799
2021 count
568
% of total
8.5%
568
8.5%
$1,800 - $1,999
2021 count
432
% of total
6.5%
432
6.5%
$2,000 - $2,199
2021 count
673
% of total
10.1%
673
10.1%
$2,200 - $2,399
2021 count
299
% of total
4.5%
299
4.5%
$2,400-$2,599
2021 count
242
% of total
3.6%
242
3.6%
$2,600-$2,999
2021 count
519
% of total
7.8%
519
7.8%
$3,000-$3,999
2021 count
661
% of total
9.9%
661
9.9%
$4,000-$4,999
2021 count
255
% of total
3.8%
255
3.8%
$5000 and over
2021 count
262
% of total
3.9%
262
3.9%
Not stated
2021 count
278
% of total
4.2%
278
4.2%
Data table
Housing loan repayments for Adelaide Hills (DC). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Adelaide.
| Category | 2021 count | 2021 % | Greater Adelaide % |
|---|---|---|---|
| $299 or less | 315 | 4.7% | 4.8% |
| $300 - $599 | 260 | 3.9% | 4.3% |
| $600 - $999 | 471 | 7.1% | 10.1% |
| $1,000 - $1,199 | 382 | 5.7% | 8.3% |
| $1,200 - $1,399 | 514 | 7.7% | 10.6% |
| $1,400 - $1,599 | 520 | 7.8% | 10.2% |
| $1,600-$1,799 | 568 | 8.5% | 10.2% |
| $1,800 - $1,999 | 432 | 6.5% | 6.7% |
| $2,000 - $2,199 | 673 | 10.1% | 8.9% |
| $2,200 - $2,399 | 299 | 4.5% | 3.6% |
| $2,400-$2,599 | 242 | 3.6% | 2.4% |
| $2,600-$2,999 | 519 | 7.8% | 5.0% |
| $3,000-$3,999 | 661 | 9.9% | 5.9% |
| $4,000-$4,999 | 255 | 3.8% | 2.3% |
| $5000 and over | 262 | 3.9% | 1.9% |
| Not stated | 278 | 4.2% | 4.8% |
| Total | 6,651 | 100.0% | 100.0% |