Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Albany (C), accounting for 11.4% (548 households). This share was higher than Regional WA (9.6%).
Section overview
Monthly housing loan repayments
Albany (C) - Households (Enumerated)
This table summarises housing loan repayments for Albany (C) in 2021 for persons, with comparison against Regional WA.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Albany (C), with comparison markers for Regional WA.
$299 or less
2021 count
224
% of total
4.7%
224
4.7%
$300 - $599
2021 count
229
% of total
4.8%
229
4.8%
$600 - $999
2021 count
457
% of total
9.5%
457
9.5%
$1,000 - $1,199
2021 count
416
% of total
8.6%
416
8.6%
$1,200 - $1,399
2021 count
548
% of total
11.4%
548
11.4%
$1,400 - $1,599
2021 count
528
% of total
11.0%
528
11.0%
$1,600-$1,799
2021 count
528
% of total
11.0%
528
11.0%
$1,800 - $1,999
2021 count
313
% of total
6.5%
313
6.5%
$2,000 - $2,199
2021 count
486
% of total
10.1%
486
10.1%
$2,200 - $2,399
2021 count
166
% of total
3.4%
166
3.4%
$2,400-$2,599
2021 count
103
% of total
2.1%
103
2.1%
$2,600-$2,999
2021 count
210
% of total
4.4%
210
4.4%
$3,000-$3,999
2021 count
221
% of total
4.6%
221
4.6%
$4,000-$4,999
2021 count
71
% of total
1.5%
71
1.5%
$5000 and over
2021 count
55
% of total
1.1%
55
1.1%
Not stated
2021 count
259
% of total
5.4%
259
5.4%
Data table
Housing loan repayments for Albany (C). Monthly housing loan repayments. 2021 counts and percentages compared with Regional WA.
| Category | 2021 count | 2021 % | Regional WA % |
|---|---|---|---|
| $299 or less | 224 | 4.7% | 5.0% |
| $300 - $599 | 229 | 4.8% | 4.8% |
| $600 - $999 | 457 | 9.5% | 10.8% |
| $1,000 - $1,199 | 416 | 8.6% | 8.2% |
| $1,200 - $1,399 | 548 | 11.4% | 9.6% |
| $1,400 - $1,599 | 528 | 11.0% | 9.3% |
| $1,600-$1,799 | 528 | 11.0% | 9.7% |
| $1,800 - $1,999 | 313 | 6.5% | 6.3% |
| $2,000 - $2,199 | 486 | 10.1% | 9.7% |
| $2,200 - $2,399 | 166 | 3.4% | 3.6% |
| $2,400-$2,599 | 103 | 2.1% | 2.3% |
| $2,600-$2,999 | 210 | 4.4% | 5.2% |
| $3,000-$3,999 | 221 | 4.6% | 5.8% |
| $4,000-$4,999 | 71 | 1.5% | 2.2% |
| $5000 and over | 55 | 1.1% | 1.6% |
| Not stated | 259 | 5.4% | 5.7% |
| Total | 4,814 | 100.0% | 100.0% |