Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,600-$1,799 was the most common mortgage repayment band among households with a mortgage in McKail, accounting for 15.6% (98 households). This share was higher than Albany (C) (11%).
Section overview
Monthly housing loan repayments
McKail - Households (Enumerated)
This table summarises housing loan repayments for McKail in 2021 for persons, with comparison against Albany (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for McKail, with comparison markers for Albany (C).
$299 or less
2021 count
14
% of total
2.2%
14
2.2%
$300 - $599
2021 count
20
% of total
3.2%
20
3.2%
$600 - $999
2021 count
49
% of total
7.8%
49
7.8%
$1,000 - $1,199
2021 count
44
% of total
7.0%
44
7.0%
$1,200 - $1,399
2021 count
73
% of total
11.6%
73
11.6%
$1,400 - $1,599
2021 count
80
% of total
12.8%
80
12.8%
$1,600-$1,799
2021 count
98
% of total
15.6%
98
15.6%
$1,800 - $1,999
2021 count
62
% of total
9.9%
62
9.9%
$2,000 - $2,199
2021 count
75
% of total
12.0%
75
12.0%
$2,200 - $2,399
2021 count
13
% of total
2.1%
13
2.1%
$2,400-$2,599
2021 count
13
% of total
2.1%
13
2.1%
$2,600-$2,999
2021 count
25
% of total
4.0%
25
4.0%
$3,000-$3,999
2021 count
22
% of total
3.5%
22
3.5%
$4,000-$4,999
2021 count
3
% of total
0.5%
3
0.5%
$5000 and over
2021 count
4
% of total
0.6%
4
0.6%
Not stated
2021 count
32
% of total
5.1%
32
5.1%
Data table
Housing loan repayments for McKail. Monthly housing loan repayments. 2021 counts and percentages compared with Albany (C).
| Category | 2021 count | 2021 % | Albany (C) % |
|---|---|---|---|
| $299 or less | 14 | 2.2% | 4.7% |
| $300 - $599 | 20 | 3.2% | 4.8% |
| $600 - $999 | 49 | 7.8% | 9.5% |
| $1,000 - $1,199 | 44 | 7.0% | 8.6% |
| $1,200 - $1,399 | 73 | 11.6% | 11.4% |
| $1,400 - $1,599 | 80 | 12.8% | 11.0% |
| $1,600-$1,799 | 98 | 15.6% | 11.0% |
| $1,800 - $1,999 | 62 | 9.9% | 6.5% |
| $2,000 - $2,199 | 75 | 12.0% | 10.1% |
| $2,200 - $2,399 | 13 | 2.1% | 3.4% |
| $2,400-$2,599 | 13 | 2.1% | 2.1% |
| $2,600-$2,999 | 25 | 4.0% | 4.4% |
| $3,000-$3,999 | 22 | 3.5% | 4.6% |
| $4,000-$4,999 | 3 | 0.5% | 1.5% |
| $5000 and over | 4 | 0.6% | 1.1% |
| Not stated | 32 | 5.1% | 5.4% |
| Total | 627 | 100.0% | 100.0% |