Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 56.6% of households in Spencer Park were purchasing or had fully paid off their home, while 38% were renting. The mortgage share was lower than Albany (C) (30.8%).

Section overview

Housing tenure

Spencer Park - Households (Enumerated)

This table summarises housing tenure for Spencer Park in 2021 for persons, with comparison against Albany (C) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Spencer Park, with comparison markers for Albany (C).

Spencer Park
Albany (C)

Fully owned

2021 count

461

% of total

30.7%

Change from 2016

+0.9pp

Mortgage

2021 count

389

% of total

25.9%

Change from 2016

+3.0pp

Renting - Total

2021 count

570

% of total

38.0%

Change from 2016

-0.6pp

Renting - Social housing

2021 count

192

% of total

12.8%

Change from 2016

-1.6pp

Renting - Private

2021 count

365

% of total

24.3%

Change from 2016

+1.1pp

Renting - Not stated

2021 count

8

% of total

0.5%

Change from 2016

-0.5pp

Other tenure type

2021 count

19

% of total

1.3%

Change from 2016

+0.8pp

Not stated

2021 count

69

% of total

4.6%

Change from 2016

-3.8pp

Data table

Housing tenure for Spencer Park. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Albany (C).

Housing tenure for Spencer Park. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Albany (C).
Housing tenure for Spencer Park. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Albany (C).
Category20212016Change
Count%Albany (C)%Count%Albany (C)%Countpp
Fully owned46130.7%36.2%43129.8%34.8%+30+0.9pp
Mortgage38925.9%30.8%33222.9%29.7%+57+3.0pp
Renting - Total57038.0%25.1%55938.6%27.2%+11-0.6pp
Renting - Social housing19212.8%5.6%20914.4%5.6%-17-1.6pp
Renting - Private36524.3%19.4%33623.2%20.7%+29+1.1pp
Renting - Not stated80.5%0.2%151.0%0.9%-7-0.5pp
Other tenure type191.3%2.6%70.5%1.2%+12+0.8pp
Not stated694.6%5.3%1218.4%7.2%-52-3.8pp
Total households1,501100.0%100.0%1,448100.0%100.0%+530.0pp