Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 62.5% of households in Albury (C) were purchasing or had fully paid off their home, while 33.8% were renting. The mortgage share was higher than Regional NSW (31.2%).
Section overview
Housing tenure
Albury (C) - Households (Enumerated)
This table summarises housing tenure for Albury (C) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Albury (C), with comparison markers for Regional NSW.
Fully owned
2021 count
6,791
% of total
30.6%
Change from 2016
+0.4pp
6,791
30.6%
+0.4pp
Mortgage
2021 count
7,071
% of total
31.9%
Change from 2016
-0.4pp
7,071
31.9%
-0.4pp
Renting - Total
2021 count
7,489
% of total
33.8%
Change from 2016
+0.1pp
7,489
33.8%
+0.1pp
Renting - Social housing
2021 count
887
% of total
4.0%
Change from 2016
-0.2pp
887
4.0%
-0.2pp
Renting - Private
2021 count
6,545
% of total
29.5%
Change from 2016
+0.3pp
6,545
29.5%
+0.3pp
Renting - Not stated
2021 count
55
% of total
0.2%
Change from 2016
-0.1pp
55
0.2%
-0.1pp
Other tenure type
2021 count
468
% of total
2.1%
Change from 2016
+1.0pp
468
2.1%
+1.0pp
Not stated
2021 count
359
% of total
1.6%
Change from 2016
-1.1pp
359
1.6%
-1.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+894
+0.4pp
Mortgage
+782
-0.4pp
Renting - Total
+914
+0.1pp
Renting - Social housing
+59
-0.2pp
Renting - Private
+862
+0.3pp
Renting - Not stated
-9
-0.1pp
Other tenure type
+259
+1.0pp
Not stated
-169
-1.1pp
Data table
Housing tenure for Albury (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 6,791 | 30.6% | 38.0% | 5,897 | 30.2% | 37.4% | +894 | +0.4pp |
| Mortgage | 7,071 | 31.9% | 31.2% | 6,289 | 32.3% | 30.6% | +782 | -0.4pp |
| Renting - Total | 7,489 | 33.8% | 26.8% | 6,575 | 33.7% | 27.9% | +914 | +0.1pp |
| Renting - Social housing | 887 | 4.0% | 4.0% | 828 | 4.2% | 4.5% | +59 | -0.2pp |
| Renting - Private | 6,545 | 29.5% | 22.6% | 5,683 | 29.2% | 22.7% | +862 | +0.3pp |
| Renting - Not stated | 55 | 0.2% | 0.2% | 64 | 0.3% | 0.7% | -9 | -0.1pp |
| Other tenure type | 468 | 2.1% | 2.3% | 209 | 1.1% | 1.0% | +259 | +1.0pp |
| Not stated | 359 | 1.6% | 1.7% | 528 | 2.7% | 3.0% | -169 | -1.1pp |
| Total households | 22,182 | 100.0% | 100.0% | 19,495 | 100.0% | 100.0% | +2,687 | 0.0pp |