Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Alpine (S), accounting for 14% (223 households). This share was similar to Regional Vic. (13.8%).
Section overview
Monthly housing loan repayments
Alpine (S) - Households (Enumerated)
This table summarises housing loan repayments for Alpine (S) in 2021 for persons, with comparison against Regional Vic..
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Alpine (S), with comparison markers for Regional Vic..
$299 or less
2021 count
76
% of total
4.8%
76
4.8%
$300 - $599
2021 count
101
% of total
6.4%
101
6.4%
$600 - $999
2021 count
223
% of total
14.0%
223
14.0%
$1,000 - $1,199
2021 count
148
% of total
9.3%
148
9.3%
$1,200 - $1,399
2021 count
159
% of total
10.0%
159
10.0%
$1,400 - $1,599
2021 count
158
% of total
9.9%
158
9.9%
$1,600-$1,799
2021 count
151
% of total
9.5%
151
9.5%
$1,800 - $1,999
2021 count
72
% of total
4.5%
72
4.5%
$2,000 - $2,199
2021 count
133
% of total
8.4%
133
8.4%
$2,200 - $2,399
2021 count
44
% of total
2.8%
44
2.8%
$2,400-$2,599
2021 count
37
% of total
2.3%
37
2.3%
$2,600-$2,999
2021 count
73
% of total
4.6%
73
4.6%
$3,000-$3,999
2021 count
73
% of total
4.6%
73
4.6%
$4,000-$4,999
2021 count
24
% of total
1.5%
24
1.5%
$5000 and over
2021 count
19
% of total
1.2%
19
1.2%
Not stated
2021 count
98
% of total
6.2%
98
6.2%
Data table
Housing loan repayments for Alpine (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Vic..
| Category | 2021 count | 2021 % | Regional Vic. % |
|---|---|---|---|
| $299 or less | 76 | 4.8% | 4.9% |
| $300 - $599 | 101 | 6.4% | 5.8% |
| $600 - $999 | 223 | 14.0% | 13.8% |
| $1,000 - $1,199 | 148 | 9.3% | 9.6% |
| $1,200 - $1,399 | 159 | 10.0% | 11.2% |
| $1,400 - $1,599 | 158 | 9.9% | 9.5% |
| $1,600-$1,799 | 151 | 9.5% | 9.4% |
| $1,800 - $1,999 | 72 | 4.5% | 5.7% |
| $2,000 - $2,199 | 133 | 8.4% | 8.0% |
| $2,200 - $2,399 | 44 | 2.8% | 2.8% |
| $2,400-$2,599 | 37 | 2.3% | 1.9% |
| $2,600-$2,999 | 73 | 4.6% | 4.1% |
| $3,000-$3,999 | 73 | 4.6% | 4.4% |
| $4,000-$4,999 | 24 | 1.5% | 1.7% |
| $5000 and over | 19 | 1.2% | 1.4% |
| Not stated | 98 | 6.2% | 5.9% |
| Total | 1,589 | 100.0% | 100.0% |