Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 61.2% of households in Armidale Regional were purchasing or had fully paid off their home, while 34.7% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Armidale Regional - Households (Enumerated)
This table summarises housing tenure for Armidale Regional in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Armidale Regional, with comparison markers for Regional NSW.
Fully owned
2021 count
3,680
% of total
34.6%
Change from 2016
-
3,680
34.6%
-
Mortgage
2021 count
2,824
% of total
26.6%
Change from 2016
-
2,824
26.6%
-
Renting - Total
2021 count
3,696
% of total
34.7%
Change from 2016
-
3,696
34.7%
-
Renting - Social housing
2021 count
529
% of total
5.0%
Change from 2016
-
529
5.0%
-
Renting - Private
2021 count
3,146
% of total
29.6%
Change from 2016
-
3,146
29.6%
-
Renting - Not stated
2021 count
17
% of total
0.2%
Change from 2016
-
17
0.2%
-
Other tenure type
2021 count
262
% of total
2.5%
Change from 2016
-
262
2.5%
-
Not stated
2021 count
174
% of total
1.6%
Change from 2016
-
174
1.6%
-
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Data table
Housing tenure for Armidale Regional. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 3,680 | 34.6% | 38.0% | - | - | 37.4% | - | - |
| Mortgage | 2,824 | 26.6% | 31.2% | - | - | 30.6% | - | - |
| Renting - Total | 3,696 | 34.7% | 26.8% | - | - | 27.9% | - | - |
| Renting - Social housing | 529 | 5.0% | 4.0% | - | - | 4.5% | - | - |
| Renting - Private | 3,146 | 29.6% | 22.6% | - | - | 22.7% | - | - |
| Renting - Not stated | 17 | 0.2% | 0.2% | - | - | 0.7% | - | - |
| Other tenure type | 262 | 2.5% | 2.3% | - | - | 1.0% | - | - |
| Not stated | 174 | 1.6% | 1.7% | - | - | 3.0% | - | - |
| Total households | 10,636 | 100.0% | 100.0% | - | - | 100.0% | - | - |