Housing
Tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 82% of households in Coolgardie (NSW) were purchasing or had fully paid off their home, while 7.7% were renting. The mortgage share was higher than Ballina (A) (25.6%).
Section overview
Housing tenure
Coolgardie (NSW) - Households (Enumerated)
This table summarises tenure for Coolgardie (NSW) in 2021 for persons, with comparison against Ballina (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Coolgardie (NSW), with comparison markers for Ballina (A).
Fully owned
Mortgage
Renting - Total
Renting - Social housing
Renting - Private
Renting - Not stated
Other tenure type
Not stated
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-11
-20.7pp
Mortgage
+11
+31.6pp
Renting - Total
-2
-3.4pp
Renting - Social housing
0
0.0pp
Renting - Private
+4
+10.3pp
Renting - Not stated
0
0.0pp
Other tenure type
0
0.0pp
Not stated
-7
-15.6pp
Data table
Tenure for Coolgardie (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Ballina (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Ballina (A)% | Count | % | Ballina (A)% | Count | pp | |
| Fully owned | 11 | 28.2% | 39.7% | 22 | 48.9% | 38.9% | -11 | -20.7pp |
| Mortgage | 21 | 53.8% | 25.6% | 10 | 22.2% | 24.6% | +11 | +31.6pp |
| Renting - Total | 3 | 7.7% | 25.6% | 5 | 11.1% | 26.5% | -2 | -3.4pp |
| Renting - Social housing | 0 | 0.0% | 3.5% | 0 | 0.0% | 4.0% | 0 | 0.0pp |
| Renting - Private | 4 | 10.3% | 21.9% | 0 | 0.0% | 21.9% | +4 | +10.3pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 0 | 0.0% | 0.5% | 0 | 0.0pp |
| Other tenure type | 0 | 0.0% | 3.1% | 0 | 0.0% | 1.4% | 0 | 0.0pp |
| Not stated | 0 | 0.0% | 6.0% | 7 | 15.6% | 8.6% | -7 | -15.6pp |
| Total households | 39 | 100.0% | 100.0% | 45 | 100.0% | 100.0% | -6 | 0.0pp |