Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 78.2% of households in Cumbalum were purchasing or had fully paid off their home, while 18.1% were renting. The mortgage share was higher than Ballina (A) (25.6%).
Section overview
Housing tenure
Cumbalum - Households (Enumerated)
This table summarises housing tenure for Cumbalum in 2021 for persons, with comparison against Ballina (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Cumbalum, with comparison markers for Ballina (A).
Fully owned
2021 count
236
% of total
31.8%
Change from 2016
+4.2pp
236
31.8%
+4.2pp
Mortgage
2021 count
344
% of total
46.4%
Change from 2016
-4.6pp
344
46.4%
-4.6pp
Renting - Total
2021 count
134
% of total
18.1%
Change from 2016
+2.4pp
134
18.1%
+2.4pp
Renting - Social housing
2021 count
4
% of total
0.5%
Change from 2016
-0.1pp
4
0.5%
-0.1pp
Renting - Private
2021 count
122
% of total
16.4%
Change from 2016
+0.5pp
122
16.4%
+0.5pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Other tenure type
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Not stated
2021 count
29
% of total
3.9%
Change from 2016
-0.2pp
29
3.9%
-0.2pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+101
+4.2pp
Mortgage
+94
-4.6pp
Renting - Total
+57
+2.4pp
Renting - Social housing
+1
-0.1pp
Renting - Private
+44
+0.5pp
Renting - Not stated
0
0.0pp
Other tenure type
0
0.0pp
Not stated
+9
-0.2pp
Data table
Housing tenure for Cumbalum. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Ballina (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Ballina (A)% | Count | % | Ballina (A)% | Count | pp | |
| Fully owned | 236 | 31.8% | 39.7% | 135 | 27.6% | 38.9% | +101 | +4.2pp |
| Mortgage | 344 | 46.4% | 25.6% | 250 | 51.0% | 24.6% | +94 | -4.6pp |
| Renting - Total | 134 | 18.1% | 25.6% | 77 | 15.7% | 26.5% | +57 | +2.4pp |
| Renting - Social housing | 4 | 0.5% | 3.5% | 3 | 0.6% | 4.0% | +1 | -0.1pp |
| Renting - Private | 122 | 16.4% | 21.9% | 78 | 15.9% | 21.9% | +44 | +0.5pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 0 | 0.0% | 0.5% | 0 | 0.0pp |
| Other tenure type | 0 | 0.0% | 3.1% | 0 | 0.0% | 1.4% | 0 | 0.0pp |
| Not stated | 29 | 3.9% | 6.0% | 20 | 4.1% | 8.6% | +9 | -0.2pp |
| Total households | 742 | 100.0% | 100.0% | 490 | 100.0% | 100.0% | +252 | 0.0pp |