Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 68.3% of households in West Ballina were purchasing or had fully paid off their home, while 27.6% were renting. The mortgage share was lower than Ballina (A) (27%).

Section overview

Housing tenure

West Ballina - Households (Enumerated)

This table summarises housing tenure for West Ballina in 2021 for persons, with comparison against Ballina (A) and change since 2016.

Housing tenure snapshot

2021 distribution by category for West Ballina, with comparison markers for Ballina (A).

West Ballina
Ballina (A)

Fully owned

2021 count

661

% of total

47.5%

Change from 2016

-7.3pp

Mortgage

2021 count

290

% of total

20.8%

Change from 2016

-12.5pp

Renting - Total

2021 count

384

% of total

27.6%

Change from 2016

+27.6pp

Renting - Social housing

2021 count

106

% of total

7.6%

Change from 2016

+7.6pp

Renting - Private

2021 count

269

% of total

19.3%

Change from 2016

+19.3pp

Renting - Not stated

2021 count

3

% of total

0.2%

Change from 2016

+0.2pp

Other tenure type

2021 count

21

% of total

1.5%

Change from 2016

+1.5pp

Not stated

2021 count

37

% of total

2.7%

Change from 2016

+2.7pp

Data table

Housing tenure for West Ballina. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Ballina (A).

Housing tenure for West Ballina. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Ballina (A).
Housing tenure for West Ballina. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Ballina (A).
Category20212016Change
Count%Ballina (A)%Count%Ballina (A)%Countpp
Fully owned66147.5%41.3%2354.8%41.0%+638-7.3pp
Mortgage29020.8%27.0%1433.3%26.5%+276-12.5pp
Renting - Total38427.6%26.6%00.0%28.0%+384+27.6pp
Renting - Social housing1067.6%3.7%00.0%4.2%+106+7.6pp
Renting - Private26919.3%22.8%00.0%23.3%+269+19.3pp
Renting - Not stated30.2%0.2%00.0%0.6%+3+0.2pp
Other tenure type211.5%3.1%00.0%1.4%+21+1.5pp
Not stated372.7%1.8%00.0%3.1%+37+2.7pp
Total households1,391100.0%100.0%42100.0%100.0%+1,3490.0pp