Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Greensborough (part), accounting for 14.3% (470 households). This share was similar to Banyule (C) (14.5%).
Section overview
Monthly housing loan repayments
Greensborough (part) - Households (Enumerated)
This table summarises housing loan repayments for Greensborough (part) in 2021 for persons, with comparison against Banyule (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Greensborough (part), with comparison markers for Banyule (C).
$299 or less
2021 count
151
% of total
4.6%
151
4.6%
$300 - $599
2021 count
100
% of total
3.0%
100
3.0%
$600 - $999
2021 count
172
% of total
5.2%
172
5.2%
$1,000 - $1,199
2021 count
136
% of total
4.1%
136
4.1%
$1,200 - $1,399
2021 count
172
% of total
5.2%
172
5.2%
$1,400 - $1,599
2021 count
189
% of total
5.7%
189
5.7%
$1,600-$1,799
2021 count
227
% of total
6.9%
227
6.9%
$1,800 - $1,999
2021 count
184
% of total
5.6%
184
5.6%
$2,000 - $2,199
2021 count
345
% of total
10.5%
345
10.5%
$2,200 - $2,399
2021 count
179
% of total
5.4%
179
5.4%
$2,400-$2,599
2021 count
188
% of total
5.7%
188
5.7%
$2,600-$2,999
2021 count
374
% of total
11.4%
374
11.4%
$3,000-$3,999
2021 count
470
% of total
14.3%
470
14.3%
$4,000-$4,999
2021 count
131
% of total
4.0%
131
4.0%
$5000 and over
2021 count
87
% of total
2.6%
87
2.6%
Not stated
2021 count
182
% of total
5.5%
182
5.5%
Data table
Housing loan repayments for Greensborough (part). Monthly housing loan repayments. 2021 counts and percentages compared with Banyule (C).
| Category | 2021 count | 2021 % | Banyule (C) % |
|---|---|---|---|
| $299 or less | 151 | 4.6% | 5.3% |
| $300 - $599 | 100 | 3.0% | 3.1% |
| $600 - $999 | 172 | 5.2% | 5.3% |
| $1,000 - $1,199 | 136 | 4.1% | 4.1% |
| $1,200 - $1,399 | 172 | 5.2% | 4.7% |
| $1,400 - $1,599 | 189 | 5.7% | 5.4% |
| $1,600-$1,799 | 227 | 6.9% | 5.9% |
| $1,800 - $1,999 | 184 | 5.6% | 4.9% |
| $2,000 - $2,199 | 345 | 10.5% | 9.7% |
| $2,200 - $2,399 | 179 | 5.4% | 5.2% |
| $2,400-$2,599 | 188 | 5.7% | 5.4% |
| $2,600-$2,999 | 374 | 11.4% | 9.3% |
| $3,000-$3,999 | 470 | 14.3% | 14.5% |
| $4,000-$4,999 | 131 | 4.0% | 5.5% |
| $5000 and over | 87 | 2.6% | 5.6% |
| Not stated | 182 | 5.5% | 6.2% |
| Total | 3,287 | 100.0% | 100.0% |