Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 81.2% of households in Lower Plenty were purchasing or had fully paid off their home, while 14.2% were renting. The mortgage share was higher than Banyule (C) (34.2%).
Section overview
Housing tenure
Lower Plenty - Households (Enumerated)
This table summarises housing tenure for Lower Plenty in 2021 for persons, with comparison against Banyule (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Lower Plenty, with comparison markers for Banyule (C).
Fully owned
2021 count
651
% of total
43.1%
Change from 2016
+1.9pp
651
43.1%
+1.9pp
Mortgage
2021 count
575
% of total
38.1%
Change from 2016
+0.6pp
575
38.1%
+0.6pp
Renting - Total
2021 count
215
% of total
14.2%
Change from 2016
-2.9pp
215
14.2%
-2.9pp
Renting - Social housing
2021 count
3
% of total
0.2%
Change from 2016
-0.2pp
3
0.2%
-0.2pp
Renting - Private
2021 count
215
% of total
14.2%
Change from 2016
-2.1pp
215
14.2%
-2.1pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
-0.2pp
0
0.0%
-0.2pp
Other tenure type
2021 count
13
% of total
0.9%
Change from 2016
+0.5pp
13
0.9%
+0.5pp
Not stated
2021 count
52
% of total
3.4%
Change from 2016
-0.9pp
52
3.4%
-0.9pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+63
+1.9pp
Mortgage
+40
+0.6pp
Renting - Total
-29
-2.9pp
Renting - Social housing
-3
-0.2pp
Renting - Private
-17
-2.1pp
Renting - Not stated
-3
-0.2pp
Other tenure type
+8
+0.5pp
Not stated
-9
-0.9pp
Data table
Housing tenure for Lower Plenty. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Banyule (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Banyule (C)% | Count | % | Banyule (C)% | Count | pp | |
| Fully owned | 651 | 43.1% | 35.9% | 588 | 41.2% | 36.2% | +63 | +1.9pp |
| Mortgage | 575 | 38.1% | 34.2% | 535 | 37.5% | 33.6% | +40 | +0.6pp |
| Renting - Total | 215 | 14.2% | 25.3% | 244 | 17.1% | 24.1% | -29 | -2.9pp |
| Renting - Social housing | 3 | 0.2% | 3.6% | 6 | 0.4% | 3.7% | -3 | -0.2pp |
| Renting - Private | 215 | 14.2% | 21.5% | 232 | 16.3% | 20.0% | -17 | -2.1pp |
| Renting - Not stated | 0 | 0.0% | 0.1% | 3 | 0.2% | 0.4% | -3 | -0.2pp |
| Other tenure type | 13 | 0.9% | 1.4% | 5 | 0.4% | 0.6% | +8 | +0.5pp |
| Not stated | 52 | 3.4% | 3.3% | 61 | 4.3% | 5.5% | -9 | -0.9pp |
| Total households | 1,509 | 100.0% | 100.0% | 1,426 | 100.0% | 100.0% | +83 | 0.0pp |