Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 80.2% of households in St Helena were purchasing or had fully paid off their home, while 12.8% were renting. The mortgage share was higher than Banyule (C) (34.2%).

Section overview

Housing tenure

St Helena - Households (Enumerated)

This table summarises housing tenure for St Helena in 2021 for persons, with comparison against Banyule (C) and change since 2016.

Housing tenure snapshot

2021 distribution by category for St Helena, with comparison markers for Banyule (C).

St Helena
Banyule (C)

Fully owned

2021 count

410

% of total

40.2%

Change from 2016

+3.3pp

Mortgage

2021 count

408

% of total

40.0%

Change from 2016

-4.8pp

Renting - Total

2021 count

131

% of total

12.8%

Change from 2016

0.0pp

Renting - Social housing

2021 count

75

% of total

7.4%

Change from 2016

+2.1pp

Renting - Private

2021 count

50

% of total

4.9%

Change from 2016

-1.1pp

Renting - Not stated

2021 count

12

% of total

1.2%

Change from 2016

+0.2pp

Other tenure type

2021 count

39

% of total

3.8%

Change from 2016

+1.5pp

Not stated

2021 count

20

% of total

2.0%

Change from 2016

-1.7pp

Data table

Housing tenure for St Helena. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Banyule (C).

Housing tenure for St Helena. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Banyule (C).
Housing tenure for St Helena. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Banyule (C).
Category20212016Change
Count%Banyule (C)%Count%Banyule (C)%Countpp
Fully owned41040.2%35.9%36336.9%36.2%+47+3.3pp
Mortgage40840.0%34.2%44144.8%33.6%-33-4.8pp
Renting - Total13112.8%25.3%12612.8%24.1%+50.0pp
Renting - Social housing757.4%3.6%525.3%3.7%+23+2.1pp
Renting - Private504.9%21.5%596.0%20.0%-9-1.1pp
Renting - Not stated121.2%0.1%101.0%0.4%+2+0.2pp
Other tenure type393.8%1.4%232.3%0.6%+16+1.5pp
Not stated202.0%3.3%363.7%5.5%-16-1.7pp
Total households1,020100.0%100.0%984100.0%100.0%+360.0pp