Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 66.4% of households in Watsonia were purchasing or had fully paid off their home, while 28.7% were renting. The mortgage share was higher than Banyule (C) (34.2%).
Section overview
Housing tenure
Watsonia - Households (Enumerated)
This table summarises housing tenure for Watsonia in 2021 for persons, with comparison against Banyule (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Watsonia, with comparison markers for Banyule (C).
Fully owned
2021 count
694
% of total
31.7%
Change from 2016
-1.0pp
694
31.7%
-1.0pp
Mortgage
2021 count
759
% of total
34.7%
Change from 2016
+1.8pp
759
34.7%
+1.8pp
Renting - Total
2021 count
628
% of total
28.7%
Change from 2016
+0.4pp
628
28.7%
+0.4pp
Renting - Social housing
2021 count
120
% of total
5.5%
Change from 2016
+0.9pp
120
5.5%
+0.9pp
Renting - Private
2021 count
502
% of total
22.9%
Change from 2016
-0.1pp
502
22.9%
-0.1pp
Renting - Not stated
2021 count
5
% of total
0.2%
Change from 2016
-0.4pp
5
0.2%
-0.4pp
Other tenure type
2021 count
22
% of total
1.0%
Change from 2016
+0.4pp
22
1.0%
+0.4pp
Not stated
2021 count
91
% of total
4.2%
Change from 2016
-1.4pp
91
4.2%
-1.4pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-3
-1.0pp
Mortgage
+58
+1.8pp
Renting - Total
+24
+0.4pp
Renting - Social housing
+21
+0.9pp
Renting - Private
+11
-0.1pp
Renting - Not stated
-8
-0.4pp
Other tenure type
+9
+0.4pp
Not stated
-29
-1.4pp
Data table
Housing tenure for Watsonia. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Banyule (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Banyule (C)% | Count | % | Banyule (C)% | Count | pp | |
| Fully owned | 694 | 31.7% | 35.9% | 697 | 32.7% | 36.2% | -3 | -1.0pp |
| Mortgage | 759 | 34.7% | 34.2% | 701 | 32.9% | 33.6% | +58 | +1.8pp |
| Renting - Total | 628 | 28.7% | 25.3% | 604 | 28.3% | 24.1% | +24 | +0.4pp |
| Renting - Social housing | 120 | 5.5% | 3.6% | 99 | 4.6% | 3.7% | +21 | +0.9pp |
| Renting - Private | 502 | 22.9% | 21.5% | 491 | 23.0% | 20.0% | +11 | -0.1pp |
| Renting - Not stated | 5 | 0.2% | 0.1% | 13 | 0.6% | 0.4% | -8 | -0.4pp |
| Other tenure type | 22 | 1.0% | 1.4% | 13 | 0.6% | 0.6% | +9 | +0.4pp |
| Not stated | 91 | 4.2% | 3.3% | 120 | 5.6% | 5.5% | -29 | -1.4pp |
| Total households | 2,188 | 100.0% | 100.0% | 2,131 | 100.0% | 100.0% | +57 | 0.0pp |