Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,400 - $1,599 was the most common mortgage repayment band among households with a mortgage in Barossa (DC), accounting for 13% (516 households). This share was higher than Regional SA (8.7%).
Section overview
Monthly housing loan repayments
Barossa (DC) - Households (Enumerated)
This table summarises housing loan repayments for Barossa (DC) in 2021 for persons, with comparison against Regional SA.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Barossa (DC), with comparison markers for Regional SA.
$299 or less
2021 count
163
% of total
4.1%
163
4.1%
$300 - $599
2021 count
204
% of total
5.1%
204
5.1%
$600 - $999
2021 count
479
% of total
12.1%
479
12.1%
$1,000 - $1,199
2021 count
409
% of total
10.3%
409
10.3%
$1,200 - $1,399
2021 count
507
% of total
12.8%
507
12.8%
$1,400 - $1,599
2021 count
516
% of total
13.0%
516
13.0%
$1,600-$1,799
2021 count
412
% of total
10.4%
412
10.4%
$1,800 - $1,999
2021 count
260
% of total
6.5%
260
6.5%
$2,000 - $2,199
2021 count
305
% of total
7.7%
305
7.7%
$2,200 - $2,399
2021 count
116
% of total
2.9%
116
2.9%
$2,400-$2,599
2021 count
64
% of total
1.6%
64
1.6%
$2,600-$2,999
2021 count
148
% of total
3.7%
148
3.7%
$3,000-$3,999
2021 count
167
% of total
4.2%
167
4.2%
$4,000-$4,999
2021 count
35
% of total
0.9%
35
0.9%
$5000 and over
2021 count
42
% of total
1.1%
42
1.1%
Not stated
2021 count
148
% of total
3.7%
148
3.7%
Data table
Housing loan repayments for Barossa (DC). Monthly housing loan repayments. 2021 counts and percentages compared with Regional SA.
| Category | 2021 count | 2021 % | Regional SA % |
|---|---|---|---|
| $299 or less | 163 | 4.1% | 5.8% |
| $300 - $599 | 204 | 5.1% | 9.6% |
| $600 - $999 | 479 | 12.1% | 21.9% |
| $1,000 - $1,199 | 409 | 10.3% | 12.2% |
| $1,200 - $1,399 | 507 | 12.8% | 11.7% |
| $1,400 - $1,599 | 516 | 13.0% | 8.7% |
| $1,600-$1,799 | 412 | 10.4% | 7.4% |
| $1,800 - $1,999 | 260 | 6.5% | 3.8% |
| $2,000 - $2,199 | 305 | 7.7% | 5.1% |
| $2,200 - $2,399 | 116 | 2.9% | 1.6% |
| $2,400-$2,599 | 64 | 1.6% | 1.0% |
| $2,600-$2,999 | 148 | 3.7% | 2.1% |
| $3,000-$3,999 | 167 | 4.2% | 2.3% |
| $4,000-$4,999 | 35 | 0.9% | 0.9% |
| $5000 and over | 42 | 1.1% | 0.8% |
| Not stated | 148 | 3.7% | 5.2% |
| Total | 3,975 | 100.0% | 100.0% |