Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Bassendean (T), accounting for 12.3% (313 households). This share was higher than Greater Perth (11.7%).
Section overview
Monthly housing loan repayments
Bassendean (T) - Households (Enumerated)
This table summarises housing loan repayments for Bassendean (T) in 2021 for persons, with comparison against Greater Perth.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Bassendean (T), with comparison markers for Greater Perth.
$299 or less
2021 count
113
% of total
4.4%
113
4.4%
$300 - $599
2021 count
88
% of total
3.5%
88
3.5%
$600 - $999
2021 count
170
% of total
6.7%
170
6.7%
$1,000 - $1,199
2021 count
134
% of total
5.3%
134
5.3%
$1,200 - $1,399
2021 count
212
% of total
8.3%
212
8.3%
$1,400 - $1,599
2021 count
225
% of total
8.8%
225
8.8%
$1,600-$1,799
2021 count
240
% of total
9.4%
240
9.4%
$1,800 - $1,999
2021 count
215
% of total
8.5%
215
8.5%
$2,000 - $2,199
2021 count
313
% of total
12.3%
313
12.3%
$2,200 - $2,399
2021 count
127
% of total
5.0%
127
5.0%
$2,400-$2,599
2021 count
88
% of total
3.5%
88
3.5%
$2,600-$2,999
2021 count
183
% of total
7.2%
183
7.2%
$3,000-$3,999
2021 count
195
% of total
7.7%
195
7.7%
$4,000-$4,999
2021 count
68
% of total
2.7%
68
2.7%
$5000 and over
2021 count
42
% of total
1.7%
42
1.7%
Not stated
2021 count
131
% of total
5.1%
131
5.1%
Data table
Housing loan repayments for Bassendean (T). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.
| Category | 2021 count | 2021 % | Greater Perth % |
|---|---|---|---|
| $299 or less | 113 | 4.4% | 4.2% |
| $300 - $599 | 88 | 3.5% | 2.7% |
| $600 - $999 | 170 | 6.7% | 5.8% |
| $1,000 - $1,199 | 134 | 5.3% | 5.2% |
| $1,200 - $1,399 | 212 | 8.3% | 7.3% |
| $1,400 - $1,599 | 225 | 8.8% | 8.2% |
| $1,600-$1,799 | 240 | 9.4% | 9.7% |
| $1,800 - $1,999 | 215 | 8.5% | 7.5% |
| $2,000 - $2,199 | 313 | 12.3% | 11.7% |
| $2,200 - $2,399 | 127 | 5.0% | 5.1% |
| $2,400-$2,599 | 88 | 3.5% | 3.9% |
| $2,600-$2,999 | 183 | 7.2% | 7.2% |
| $3,000-$3,999 | 195 | 7.7% | 9.0% |
| $4,000-$4,999 | 68 | 2.7% | 3.7% |
| $5000 and over | 42 | 1.7% | 3.3% |
| Not stated | 131 | 5.1% | 5.6% |
| Total | 2,544 | 100.0% | 100.0% |