Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 69.8% of households in Kelso (NSW) were purchasing or had fully paid off their home, while 27.7% were renting. The mortgage share was higher than Bathurst Regional (A) (32.8%).
Section overview
Housing tenure
Kelso (NSW) - Households (Enumerated)
This table summarises housing tenure for Kelso (NSW) in 2021 for persons, with comparison against Bathurst Regional (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Kelso (NSW), with comparison markers for Bathurst Regional (A).
Fully owned
2021 count
1,109
% of total
31.8%
Change from 2016
-101.5pp
1,109
31.8%
-101.5pp
Mortgage
2021 count
1,326
% of total
38.0%
Change from 2016
+38.0pp
1,326
38.0%
+38.0pp
Renting - Total
2021 count
965
% of total
27.7%
Change from 2016
+27.7pp
965
27.7%
+27.7pp
Renting - Social housing
2021 count
216
% of total
6.2%
Change from 2016
+6.2pp
216
6.2%
+6.2pp
Renting - Private
2021 count
743
% of total
21.3%
Change from 2016
+21.3pp
743
21.3%
+21.3pp
Renting - Not stated
2021 count
7
% of total
0.2%
Change from 2016
+0.2pp
7
0.2%
+0.2pp
Other tenure type
2021 count
42
% of total
1.2%
Change from 2016
+1.2pp
42
1.2%
+1.2pp
Not stated
2021 count
46
% of total
1.3%
Change from 2016
+1.3pp
46
1.3%
+1.3pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,105
-101.5pp
Mortgage
+1,326
+38.0pp
Renting - Total
+965
+27.7pp
Renting - Social housing
+216
+6.2pp
Renting - Private
+743
+21.3pp
Renting - Not stated
+7
+0.2pp
Other tenure type
+42
+1.2pp
Not stated
+46
+1.3pp
Data table
Housing tenure for Kelso (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Bathurst Regional (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Bathurst Regional (A)% | Count | % | Bathurst Regional (A)% | Count | pp | |
| Fully owned | 1,109 | 31.8% | 34.0% | 4 | 133.3% | 32.6% | +1,105 | -101.5pp |
| Mortgage | 1,326 | 38.0% | 32.8% | 0 | 0.0% | 33.7% | +1,326 | +38.0pp |
| Renting - Total | 965 | 27.7% | 30.3% | 0 | 0.0% | 30.7% | +965 | +27.7pp |
| Renting - Social housing | 216 | 6.2% | 3.9% | 0 | 0.0% | 4.5% | +216 | +6.2pp |
| Renting - Private | 743 | 21.3% | 26.2% | 0 | 0.0% | 25.6% | +743 | +21.3pp |
| Renting - Not stated | 7 | 0.2% | 0.2% | 0 | 0.0% | 0.6% | +7 | +0.2pp |
| Other tenure type | 42 | 1.2% | 1.5% | 0 | 0.0% | 0.6% | +42 | +1.2pp |
| Not stated | 46 | 1.3% | 1.3% | 0 | 0.0% | 2.5% | +46 | +1.3pp |
| Total households | 3,487 | 100.0% | 100.0% | 3 | 100.0% | 100.0% | +3,484 | 0.0pp |