Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Beaumaris (Vic.), accounting for 19% (348 households). This share was lower than Bayside (C) (20.2%).
Section overview
Monthly housing loan repayments
Beaumaris (Vic.) - Households (Enumerated)
This table summarises housing loan repayments for Beaumaris (Vic.) in 2021 for persons, with comparison against Bayside (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Beaumaris (Vic.), with comparison markers for Bayside (C).
$299 or less
2021 count
115
% of total
6.3%
115
6.3%
$300 - $599
2021 count
41
% of total
2.2%
41
2.2%
$600 - $999
2021 count
68
% of total
3.7%
68
3.7%
$1,000 - $1,199
2021 count
61
% of total
3.3%
61
3.3%
$1,200 - $1,399
2021 count
53
% of total
2.9%
53
2.9%
$1,400 - $1,599
2021 count
48
% of total
2.6%
48
2.6%
$1,600-$1,799
2021 count
47
% of total
2.6%
47
2.6%
$1,800 - $1,999
2021 count
40
% of total
2.2%
40
2.2%
$2,000 - $2,199
2021 count
125
% of total
6.8%
125
6.8%
$2,200 - $2,399
2021 count
47
% of total
2.6%
47
2.6%
$2,400-$2,599
2021 count
60
% of total
3.3%
60
3.3%
$2,600-$2,999
2021 count
105
% of total
5.7%
105
5.7%
$3,000-$3,999
2021 count
317
% of total
17.3%
317
17.3%
$4,000-$4,999
2021 count
242
% of total
13.2%
242
13.2%
$5000 and over
2021 count
348
% of total
19.0%
348
19.0%
Not stated
2021 count
113
% of total
6.2%
113
6.2%
Data table
Housing loan repayments for Beaumaris (Vic.). Monthly housing loan repayments. 2021 counts and percentages compared with Bayside (C).
| Category | 2021 count | 2021 % | Bayside (C) % |
|---|---|---|---|
| $299 or less | 115 | 6.3% | 5.8% |
| $300 - $599 | 41 | 2.2% | 2.5% |
| $600 - $999 | 68 | 3.7% | 3.5% |
| $1,000 - $1,199 | 61 | 3.3% | 2.8% |
| $1,200 - $1,399 | 53 | 2.9% | 3.0% |
| $1,400 - $1,599 | 48 | 2.6% | 3.0% |
| $1,600-$1,799 | 47 | 2.6% | 3.4% |
| $1,800 - $1,999 | 40 | 2.2% | 2.8% |
| $2,000 - $2,199 | 125 | 6.8% | 7.0% |
| $2,200 - $2,399 | 47 | 2.6% | 2.7% |
| $2,400-$2,599 | 60 | 3.3% | 3.5% |
| $2,600-$2,999 | 105 | 5.7% | 5.3% |
| $3,000-$3,999 | 317 | 17.3% | 15.8% |
| $4,000-$4,999 | 242 | 13.2% | 11.6% |
| $5000 and over | 348 | 19.0% | 20.2% |
| Not stated | 113 | 6.2% | 7.2% |
| Total | 1,830 | 100.0% | 100.0% |