Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 80.3% of households in Black Rock (Vic.) were purchasing or had fully paid off their home, while 17.4% were renting. The mortgage share was lower than Bayside (C) (33.7%).
Section overview
Housing tenure
Black Rock (Vic.) - Households (Enumerated)
This table summarises housing tenure for Black Rock (Vic.) in 2021 for persons, with comparison against Bayside (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Black Rock (Vic.), with comparison markers for Bayside (C).
Fully owned
2021 count
1,234
% of total
49.6%
Change from 2016
+9.8pp
1,234
49.6%
+9.8pp
Mortgage
2021 count
763
% of total
30.7%
Change from 2016
-1.8pp
763
30.7%
-1.8pp
Renting - Total
2021 count
432
% of total
17.4%
Change from 2016
-7.5pp
432
17.4%
-7.5pp
Renting - Social housing
2021 count
0
% of total
0.0%
Change from 2016
-0.3pp
0
0.0%
-0.3pp
Renting - Private
2021 count
434
% of total
17.5%
Change from 2016
-6.7pp
434
17.5%
-6.7pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
-0.3pp
0
0.0%
-0.3pp
Other tenure type
2021 count
22
% of total
0.9%
Change from 2016
+0.2pp
22
0.9%
+0.2pp
Not stated
2021 count
33
% of total
1.3%
Change from 2016
-0.7pp
33
1.3%
-0.7pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-756
+9.8pp
Mortgage
-864
-1.8pp
Renting - Total
-815
-7.5pp
Renting - Social housing
-17
-0.3pp
Renting - Private
-777
-6.7pp
Renting - Not stated
-13
-0.3pp
Other tenure type
-11
+0.2pp
Not stated
-65
-0.7pp
Data table
Housing tenure for Black Rock (Vic.). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Bayside (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Bayside (C)% | Count | % | Bayside (C)% | Count | pp | |
| Fully owned | 1,234 | 49.6% | 41.3% | 1,990 | 39.8% | 40.8% | -756 | +9.8pp |
| Mortgage | 763 | 30.7% | 33.7% | 1,627 | 32.5% | 33.0% | -864 | -1.8pp |
| Renting - Total | 432 | 17.4% | 22.3% | 1,247 | 24.9% | 23.1% | -815 | -7.5pp |
| Renting - Social housing | 0 | 0.0% | 2.1% | 17 | 0.3% | 2.6% | -17 | -0.3pp |
| Renting - Private | 434 | 17.5% | 20.1% | 1,211 | 24.2% | 20.1% | -777 | -6.7pp |
| Renting - Not stated | 0 | 0.0% | 0.1% | 13 | 0.3% | 0.4% | -13 | -0.3pp |
| Other tenure type | 22 | 0.9% | 1.6% | 33 | 0.7% | 0.8% | -11 | +0.2pp |
| Not stated | 33 | 1.3% | 1.1% | 98 | 2.0% | 2.3% | -65 | -0.7pp |
| Total households | 2,486 | 100.0% | 100.0% | 5,000 | 100.0% | 100.0% | -2,514 | 0.0pp |