Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Brighton East (part), accounting for 24.1% (499 households). This share was higher than Bayside (C) (20.2%).
Section overview
Monthly housing loan repayments
Brighton East (part) - Households (Enumerated)
This table summarises housing loan repayments for Brighton East (part) in 2021 for persons, with comparison against Bayside (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Brighton East (part), with comparison markers for Bayside (C).
$299 or less
2021 count
120
% of total
5.8%
120
5.8%
$300 - $599
2021 count
60
% of total
2.9%
60
2.9%
$600 - $999
2021 count
79
% of total
3.8%
79
3.8%
$1,000 - $1,199
2021 count
41
% of total
2.0%
41
2.0%
$1,200 - $1,399
2021 count
56
% of total
2.7%
56
2.7%
$1,400 - $1,599
2021 count
45
% of total
2.2%
45
2.2%
$1,600-$1,799
2021 count
47
% of total
2.3%
47
2.3%
$1,800 - $1,999
2021 count
44
% of total
2.1%
44
2.1%
$2,000 - $2,199
2021 count
107
% of total
5.2%
107
5.2%
$2,200 - $2,399
2021 count
43
% of total
2.1%
43
2.1%
$2,400-$2,599
2021 count
67
% of total
3.2%
67
3.2%
$2,600-$2,999
2021 count
97
% of total
4.7%
97
4.7%
$3,000-$3,999
2021 count
306
% of total
14.8%
306
14.8%
$4,000-$4,999
2021 count
288
% of total
13.9%
288
13.9%
$5000 and over
2021 count
499
% of total
24.1%
499
24.1%
Not stated
2021 count
171
% of total
8.3%
171
8.3%
Data table
Housing loan repayments for Brighton East (part). Monthly housing loan repayments. 2021 counts and percentages compared with Bayside (C).
| Category | 2021 count | 2021 % | Bayside (C) % |
|---|---|---|---|
| $299 or less | 120 | 5.8% | 5.8% |
| $300 - $599 | 60 | 2.9% | 2.5% |
| $600 - $999 | 79 | 3.8% | 3.5% |
| $1,000 - $1,199 | 41 | 2.0% | 2.8% |
| $1,200 - $1,399 | 56 | 2.7% | 3.0% |
| $1,400 - $1,599 | 45 | 2.2% | 3.0% |
| $1,600-$1,799 | 47 | 2.3% | 3.4% |
| $1,800 - $1,999 | 44 | 2.1% | 2.8% |
| $2,000 - $2,199 | 107 | 5.2% | 7.0% |
| $2,200 - $2,399 | 43 | 2.1% | 2.7% |
| $2,400-$2,599 | 67 | 3.2% | 3.5% |
| $2,600-$2,999 | 97 | 4.7% | 5.3% |
| $3,000-$3,999 | 306 | 14.8% | 15.8% |
| $4,000-$4,999 | 288 | 13.9% | 11.6% |
| $5000 and over | 499 | 24.1% | 20.2% |
| Not stated | 171 | 8.3% | 7.2% |
| Total | 2,070 | 100.0% | 100.0% |