Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 52.4% of households in Bayside (NSW) were purchasing or had fully paid off their home, while 40.4% were renting. The mortgage share was lower than Greater Sydney (31.9%).

Section overview

Housing tenure

Bayside (NSW) - Households (Enumerated)

This table summarises housing tenure for Bayside (NSW) in 2021 for persons, with comparison against Greater Sydney and change since 2016.

Housing tenure snapshot

2021 distribution by category for Bayside (NSW), with comparison markers for Greater Sydney.

Bayside (NSW)
Greater Sydney

Fully owned

2021 count

16,929

% of total

24.8%

Change from 2016

-

Mortgage

2021 count

18,820

% of total

27.6%

Change from 2016

-

Renting - Total

2021 count

27,582

% of total

40.4%

Change from 2016

-

Renting - Social housing

2021 count

2,264

% of total

3.3%

Change from 2016

-

Renting - Private

2021 count

25,197

% of total

36.9%

Change from 2016

-

Renting - Not stated

2021 count

121

% of total

0.2%

Change from 2016

-

Other tenure type

2021 count

923

% of total

1.4%

Change from 2016

-

Not stated

2021 count

3,971

% of total

5.8%

Change from 2016

-

Data table

Housing tenure for Bayside (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Sydney.

Housing tenure for Bayside (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Sydney.
Housing tenure for Bayside (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Sydney.
Category20212016Change
Count%Greater Sydney%Count%Greater Sydney%Countpp
Fully owned16,92924.8%26.7%--27.7%--
Mortgage18,82027.6%31.9%--31.5%--
Renting - Total27,58240.4%34.7%--32.6%--
Renting - Social housing2,2643.3%4.1%--4.6%--
Renting - Private25,19736.9%30.4%--27.6%--
Renting - Not stated1210.2%0.2%--0.4%--
Other tenure type9231.4%1.7%--0.8%--
Not stated3,9715.8%5.0%--7.4%--
Total households68,218100.0%100.0%--100.0%--