Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 75.3% of households in Bega Valley (A) were purchasing or had fully paid off their home, while 20.6% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Bega Valley (A) - Households (Enumerated)
This table summarises housing tenure for Bega Valley (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Bega Valley (A), with comparison markers for Regional NSW.
Fully owned
2021 count
7,164
% of total
49.0%
Change from 2016
+3.5pp
7,164
49.0%
+3.5pp
Mortgage
2021 count
3,846
% of total
26.3%
Change from 2016
-1.2pp
3,846
26.3%
-1.2pp
Renting - Total
2021 count
3,017
% of total
20.6%
Change from 2016
-2.1pp
3,017
20.6%
-2.1pp
Renting - Social housing
2021 count
370
% of total
2.5%
Change from 2016
-0.5pp
370
2.5%
-0.5pp
Renting - Private
2021 count
2,630
% of total
18.0%
Change from 2016
-1.0pp
2,630
18.0%
-1.0pp
Renting - Not stated
2021 count
29
% of total
0.2%
Change from 2016
-0.6pp
29
0.2%
-0.6pp
Other tenure type
2021 count
353
% of total
2.4%
Change from 2016
+1.3pp
353
2.4%
+1.3pp
Not stated
2021 count
251
% of total
1.7%
Change from 2016
-1.5pp
251
1.7%
-1.5pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,147
+3.5pp
Mortgage
+215
-1.2pp
Renting - Total
+18
-2.1pp
Renting - Social housing
-22
-0.5pp
Renting - Private
+124
-1.0pp
Renting - Not stated
-74
-0.6pp
Other tenure type
+207
+1.3pp
Not stated
-175
-1.5pp
Data table
Housing tenure for Bega Valley (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 7,164 | 49.0% | 38.0% | 6,017 | 45.5% | 37.4% | +1,147 | +3.5pp |
| Mortgage | 3,846 | 26.3% | 31.2% | 3,631 | 27.5% | 30.6% | +215 | -1.2pp |
| Renting - Total | 3,017 | 20.6% | 26.8% | 2,999 | 22.7% | 27.9% | +18 | -2.1pp |
| Renting - Social housing | 370 | 2.5% | 4.0% | 392 | 3.0% | 4.5% | -22 | -0.5pp |
| Renting - Private | 2,630 | 18.0% | 22.6% | 2,506 | 19.0% | 22.7% | +124 | -1.0pp |
| Renting - Not stated | 29 | 0.2% | 0.2% | 103 | 0.8% | 0.7% | -74 | -0.6pp |
| Other tenure type | 353 | 2.4% | 2.3% | 146 | 1.1% | 1.0% | +207 | +1.3pp |
| Not stated | 251 | 1.7% | 1.7% | 426 | 3.2% | 3.0% | -175 | -1.5pp |
| Total households | 14,630 | 100.0% | 100.0% | 13,222 | 100.0% | 100.0% | +1,408 | 0.0pp |