Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $2,000 to $2,199 was the most common mortgage repayment band among households with a mortgage in Belmont (C), accounting for 11.7% (624 households). This share was similar to Greater Perth (11.7%).

Section overview

Monthly housing loan repayments

Belmont (C) - Households (Enumerated)

This table summarises housing loan repayments for Belmont (C) in 2021 for persons, with comparison against Greater Perth.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Belmont (C), with comparison markers for Greater Perth.

Belmont (C)
Greater Perth

Nil Repayments

2021 count

171

% of total

3.2%

1 To 149

2021 count

48

% of total

0.9%

150 To 299

2021 count

29

% of total

0.5%

300 To 449

2021 count

85

% of total

1.6%

450 To 599

2021 count

50

% of total

0.9%

600 To 799

2021 count

156

% of total

2.9%

800 To 999

2021 count

223

% of total

4.2%

1000 To 1199

2021 count

342

% of total

6.4%

1200 To 1399

2021 count

474

% of total

8.9%

1400 To 1599

2021 count

496

% of total

9.3%

1600 To 1799

2021 count

593

% of total

11.1%

1800 To 1999

2021 count

382

% of total

7.2%

2000 To 2199

2021 count

624

% of total

11.7%

2200 To 2399

2021 count

234

% of total

4.4%

2400 To 2599

2021 count

186

% of total

3.5%

2600 To 2799

2021 count

223

% of total

4.2%

2800 To 2999

2021 count

106

% of total

2.0%

3000 To 3499

2021 count

309

% of total

5.8%

3500 To 3999

2021 count

108

% of total

2.0%

4000 To 4999

2021 count

130

% of total

2.4%

5000 And Over

2021 count

90

% of total

1.7%

Not stated

2021 count

272

% of total

5.1%

Data table

Housing loan repayments for Belmont (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.

Housing loan repayments for Belmont (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.
Housing loan repayments for Belmont (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.
Category2021 count2021 %Greater Perth %
Nil Repayments1713.2%2.8%
1 To 149480.9%0.7%
150 To 299290.5%0.7%
300 To 449851.6%1.4%
450 To 599500.9%1.3%
600 To 7991562.9%2.3%
800 To 9992234.2%3.4%
1000 To 11993426.4%5.2%
1200 To 13994748.9%7.3%
1400 To 15994969.3%8.2%
1600 To 179959311.1%9.7%
1800 To 19993827.2%7.5%
2000 To 219962411.7%11.7%
2200 To 23992344.4%5.1%
2400 To 25991863.5%3.9%
2600 To 27992234.2%4.8%
2800 To 29991062.0%2.4%
3000 To 34993095.8%6.6%
3500 To 39991082.0%2.3%
4000 To 49991302.4%3.7%
5000 And Over901.7%3.3%
Not stated2725.1%5.6%
Total5,331100.0%100.0%