Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 65.5% of households in Benalla were purchasing or had fully paid off their home, while 24.9% were renting. The mortgage share was lower than Benalla (RC) (27.2%).

Section overview

Housing tenure

Benalla - Households (Enumerated)

This table summarises housing tenure for Benalla in 2021 for persons, with comparison against Benalla (RC) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Benalla, with comparison markers for Benalla (RC).

Benalla
Benalla (RC)

Fully owned

2021 count

1,965

% of total

40.1%

Change from 2016

+2.5pp

Mortgage

2021 count

1,245

% of total

25.4%

Change from 2016

-0.4pp

Renting - Total

2021 count

1,221

% of total

24.9%

Change from 2016

-1.6pp

Renting - Social housing

2021 count

246

% of total

5.0%

Change from 2016

-0.6pp

Renting - Private

2021 count

967

% of total

19.8%

Change from 2016

-0.6pp

Renting - Not stated

2021 count

15

% of total

0.3%

Change from 2016

-0.2pp

Other tenure type

2021 count

77

% of total

1.6%

Change from 2016

0.0pp

Not stated

2021 count

380

% of total

7.8%

Change from 2016

-0.9pp

Data table

Housing tenure for Benalla. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Benalla (RC).

Housing tenure for Benalla. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Benalla (RC).
Housing tenure for Benalla. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Benalla (RC).
Category20212016Change
Count%Benalla (RC)%Count%Benalla (RC)%Countpp
Fully owned1,96540.1%41.6%1,73537.6%39.0%+230+2.5pp
Mortgage1,24525.4%27.2%1,19025.8%27.7%+55-0.4pp
Renting - Total1,22124.9%21.0%1,22226.5%22.8%-1-1.6pp
Renting - Social housing2465.0%3.8%2595.6%4.3%-13-0.6pp
Renting - Private96719.8%17.0%94220.4%17.9%+25-0.6pp
Renting - Not stated150.3%0.2%210.5%0.5%-6-0.2pp
Other tenure type771.6%2.0%741.6%1.3%+30.0pp
Not stated3807.8%8.0%3998.7%9.2%-19-0.9pp
Total households4,896100.0%100.0%4,612100.0%100.0%+2840.0pp