Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 79.4% of households in Swanpool were purchasing or had fully paid off their home, while 16.5% were renting. The mortgage share was lower than Benalla (RC) (27.2%).
Section overview
Housing tenure
Swanpool - Households (Enumerated)
This table summarises housing tenure for Swanpool in 2021 for persons, with comparison against Benalla (RC) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Swanpool, with comparison markers for Benalla (RC).
Fully owned
2021 count
51
% of total
52.6%
Change from 2016
+0.3pp
51
52.6%
+0.3pp
Mortgage
2021 count
26
% of total
26.8%
Change from 2016
+2.9pp
26
26.8%
+2.9pp
Renting - Total
2021 count
16
% of total
16.5%
Change from 2016
+5.1pp
16
16.5%
+5.1pp
Renting - Social housing
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Renting - Private
2021 count
14
% of total
14.4%
Change from 2016
+0.8pp
14
14.4%
+0.8pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Other tenure type
2021 count
5
% of total
5.2%
Change from 2016
+5.2pp
5
5.2%
+5.2pp
Not stated
2021 count
7
% of total
7.2%
Change from 2016
+2.7pp
7
7.2%
+2.7pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+5
+0.3pp
Mortgage
+5
+2.9pp
Renting - Total
+6
+5.1pp
Renting - Social housing
0
0.0pp
Renting - Private
+2
+0.8pp
Renting - Not stated
0
0.0pp
Other tenure type
+5
+5.2pp
Not stated
+3
+2.7pp
Data table
Housing tenure for Swanpool. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Benalla (RC).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Benalla (RC)% | Count | % | Benalla (RC)% | Count | pp | |
| Fully owned | 51 | 52.6% | 41.6% | 46 | 52.3% | 39.0% | +5 | +0.3pp |
| Mortgage | 26 | 26.8% | 27.2% | 21 | 23.9% | 27.7% | +5 | +2.9pp |
| Renting - Total | 16 | 16.5% | 21.0% | 10 | 11.4% | 22.8% | +6 | +5.1pp |
| Renting - Social housing | 0 | 0.0% | 3.8% | 0 | 0.0% | 4.3% | 0 | 0.0pp |
| Renting - Private | 14 | 14.4% | 17.0% | 12 | 13.6% | 17.9% | +2 | +0.8pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 0 | 0.0% | 0.5% | 0 | 0.0pp |
| Other tenure type | 5 | 5.2% | 2.0% | 0 | 0.0% | 1.3% | +5 | +5.2pp |
| Not stated | 7 | 7.2% | 8.0% | 4 | 4.5% | 9.2% | +3 | +2.7pp |
| Total households | 97 | 100.0% | 100.0% | 88 | 100.0% | 100.0% | +9 | 0.0pp |