Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Colebee, accounting for 30.3% (271 households). This share was higher than Blacktown (C) (18.5%).
Section overview
Monthly housing loan repayments
Colebee - Households (Enumerated)
This table summarises housing loan repayments for Colebee in 2021 for persons, with comparison against Blacktown (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Colebee, with comparison markers for Blacktown (C).
$299 or less
2021 count
15
% of total
1.7%
15
1.7%
$300 - $599
2021 count
12
% of total
1.3%
12
1.3%
$600 - $999
2021 count
15
% of total
1.7%
15
1.7%
$1,000 - $1,199
2021 count
14
% of total
1.6%
14
1.6%
$1,200 - $1,399
2021 count
25
% of total
2.8%
25
2.8%
$1,400 - $1,599
2021 count
13
% of total
1.5%
13
1.5%
$1,600-$1,799
2021 count
23
% of total
2.6%
23
2.6%
$1,800 - $1,999
2021 count
19
% of total
2.1%
19
2.1%
$2,000 - $2,199
2021 count
71
% of total
7.9%
71
7.9%
$2,200 - $2,399
2021 count
30
% of total
3.4%
30
3.4%
$2,400-$2,599
2021 count
60
% of total
6.7%
60
6.7%
$2,600-$2,999
2021 count
121
% of total
13.5%
121
13.5%
$3,000-$3,999
2021 count
271
% of total
30.3%
271
30.3%
$4,000-$4,999
2021 count
101
% of total
11.3%
101
11.3%
$5000 and over
2021 count
58
% of total
6.5%
58
6.5%
Not stated
2021 count
46
% of total
5.1%
46
5.1%
Data table
Housing loan repayments for Colebee. Monthly housing loan repayments. 2021 counts and percentages compared with Blacktown (C).
| Category | 2021 count | 2021 % | Blacktown (C) % |
|---|---|---|---|
| $299 or less | 15 | 1.7% | 3.7% |
| $300 - $599 | 12 | 1.3% | 1.7% |
| $600 - $999 | 15 | 1.7% | 3.6% |
| $1,000 - $1,199 | 14 | 1.6% | 3.1% |
| $1,200 - $1,399 | 25 | 2.8% | 4.1% |
| $1,400 - $1,599 | 13 | 1.5% | 4.4% |
| $1,600-$1,799 | 23 | 2.6% | 5.6% |
| $1,800 - $1,999 | 19 | 2.1% | 5.0% |
| $2,000 - $2,199 | 71 | 7.9% | 10.2% |
| $2,200 - $2,399 | 30 | 3.4% | 6.1% |
| $2,400-$2,599 | 60 | 6.7% | 6.6% |
| $2,600-$2,999 | 121 | 13.5% | 12.3% |
| $3,000-$3,999 | 271 | 30.3% | 18.5% |
| $4,000-$4,999 | 101 | 11.3% | 5.2% |
| $5000 and over | 58 | 6.5% | 3.2% |
| Not stated | 46 | 5.1% | 6.7% |
| Total | 894 | 100.0% | 100.0% |