Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Plumpton (NSW), accounting for 12.5% (175 households). This share was lower than Blacktown (C) (18.5%).
Section overview
Monthly housing loan repayments
Plumpton (NSW) - Households (Enumerated)
This table summarises housing loan repayments for Plumpton (NSW) in 2021 for persons, with comparison against Blacktown (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Plumpton (NSW), with comparison markers for Blacktown (C).
$299 or less
2021 count
47
% of total
3.4%
47
3.4%
$300 - $599
2021 count
26
% of total
1.9%
26
1.9%
$600 - $999
2021 count
60
% of total
4.3%
60
4.3%
$1,000 - $1,199
2021 count
59
% of total
4.2%
59
4.2%
$1,200 - $1,399
2021 count
83
% of total
5.9%
83
5.9%
$1,400 - $1,599
2021 count
82
% of total
5.9%
82
5.9%
$1,600-$1,799
2021 count
91
% of total
6.5%
91
6.5%
$1,800 - $1,999
2021 count
89
% of total
6.4%
89
6.4%
$2,000 - $2,199
2021 count
173
% of total
12.4%
173
12.4%
$2,200 - $2,399
2021 count
93
% of total
6.7%
93
6.7%
$2,400-$2,599
2021 count
96
% of total
6.9%
96
6.9%
$2,600-$2,999
2021 count
150
% of total
10.7%
150
10.7%
$3,000-$3,999
2021 count
175
% of total
12.5%
175
12.5%
$4,000-$4,999
2021 count
51
% of total
3.6%
51
3.6%
$5000 and over
2021 count
31
% of total
2.2%
31
2.2%
Not stated
2021 count
92
% of total
6.6%
92
6.6%
Data table
Housing loan repayments for Plumpton (NSW). Monthly housing loan repayments. 2021 counts and percentages compared with Blacktown (C).
| Category | 2021 count | 2021 % | Blacktown (C) % |
|---|---|---|---|
| $299 or less | 47 | 3.4% | 3.7% |
| $300 - $599 | 26 | 1.9% | 1.7% |
| $600 - $999 | 60 | 4.3% | 3.6% |
| $1,000 - $1,199 | 59 | 4.2% | 3.1% |
| $1,200 - $1,399 | 83 | 5.9% | 4.1% |
| $1,400 - $1,599 | 82 | 5.9% | 4.4% |
| $1,600-$1,799 | 91 | 6.5% | 5.6% |
| $1,800 - $1,999 | 89 | 6.4% | 5.0% |
| $2,000 - $2,199 | 173 | 12.4% | 10.2% |
| $2,200 - $2,399 | 93 | 6.7% | 6.1% |
| $2,400-$2,599 | 96 | 6.9% | 6.6% |
| $2,600-$2,999 | 150 | 10.7% | 12.3% |
| $3,000-$3,999 | 175 | 12.5% | 18.5% |
| $4,000-$4,999 | 51 | 3.6% | 5.2% |
| $5000 and over | 31 | 2.2% | 3.2% |
| Not stated | 92 | 6.6% | 6.7% |
| Total | 1,398 | 100.0% | 100.0% |