Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 74.4% of households in Prospect (NSW) were purchasing or had fully paid off their home, while 20.7% were renting. The mortgage share was higher than Blacktown (C) (40.9%).
Section overview
Housing tenure
Prospect (NSW) - Households (Enumerated)
This table summarises housing tenure for Prospect (NSW) in 2021 for persons, with comparison against Blacktown (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Prospect (NSW), with comparison markers for Blacktown (C).
Fully owned
2021 count
570
% of total
32.1%
Change from 2016
-3.3pp
570
32.1%
-3.3pp
Mortgage
2021 count
750
% of total
42.3%
Change from 2016
+0.2pp
750
42.3%
+0.2pp
Renting - Total
2021 count
367
% of total
20.7%
Change from 2016
+5.1pp
367
20.7%
+5.1pp
Renting - Social housing
2021 count
11
% of total
0.6%
Change from 2016
-0.1pp
11
0.6%
-0.1pp
Renting - Private
2021 count
348
% of total
19.6%
Change from 2016
+5.1pp
348
19.6%
+5.1pp
Renting - Not stated
2021 count
4
% of total
0.2%
Change from 2016
-0.2pp
4
0.2%
-0.2pp
Other tenure type
2021 count
14
% of total
0.8%
Change from 2016
+0.5pp
14
0.8%
+0.5pp
Not stated
2021 count
76
% of total
4.3%
Change from 2016
-2.1pp
76
4.3%
-2.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+35
-3.3pp
Mortgage
+115
+0.2pp
Renting - Total
+131
+5.1pp
Renting - Social housing
0
-0.1pp
Renting - Private
+129
+5.1pp
Renting - Not stated
-2
-0.2pp
Other tenure type
+10
+0.5pp
Not stated
-21
-2.1pp
Data table
Housing tenure for Prospect (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Blacktown (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Blacktown (C)% | Count | % | Blacktown (C)% | Count | pp | |
| Fully owned | 570 | 32.1% | 19.3% | 535 | 35.4% | 21.6% | +35 | -3.3pp |
| Mortgage | 750 | 42.3% | 40.9% | 635 | 42.1% | 40.2% | +115 | +0.2pp |
| Renting - Total | 367 | 20.7% | 32.8% | 236 | 15.6% | 31.0% | +131 | +5.1pp |
| Renting - Social housing | 11 | 0.6% | 6.2% | 11 | 0.7% | 7.7% | 0 | -0.1pp |
| Renting - Private | 348 | 19.6% | 26.4% | 219 | 14.5% | 22.9% | +129 | +5.1pp |
| Renting - Not stated | 4 | 0.2% | 0.2% | 6 | 0.4% | 0.4% | -2 | -0.2pp |
| Other tenure type | 14 | 0.8% | 1.0% | 4 | 0.3% | 0.5% | +10 | +0.5pp |
| Not stated | 76 | 4.3% | 5.9% | 97 | 6.4% | 6.7% | -21 | -2.1pp |
| Total households | 1,773 | 100.0% | 100.0% | 1,511 | 100.0% | 100.0% | +262 | 0.0pp |