Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 72.6% of households in The Ponds were purchasing or had fully paid off their home, while 21.5% were renting. The mortgage share was higher than Blacktown (C) (40.9%).
Section overview
Housing tenure
The Ponds - Households (Enumerated)
This table summarises housing tenure for The Ponds in 2021 for persons, with comparison against Blacktown (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for The Ponds, with comparison markers for Blacktown (C).
Fully owned
2021 count
540
% of total
11.7%
Change from 2016
+1.8pp
540
11.7%
+1.8pp
Mortgage
2021 count
2,807
% of total
60.9%
Change from 2016
-4.6pp
2,807
60.9%
-4.6pp
Renting - Total
2021 count
993
% of total
21.5%
Change from 2016
+2.1pp
993
21.5%
+2.1pp
Renting - Social housing
2021 count
13
% of total
0.3%
Change from 2016
-0.1pp
13
0.3%
-0.1pp
Renting - Private
2021 count
986
% of total
21.4%
Change from 2016
+2.6pp
986
21.4%
+2.6pp
Renting - Not stated
2021 count
4
% of total
0.1%
Change from 2016
-0.1pp
4
0.1%
-0.1pp
Other tenure type
2021 count
126
% of total
2.7%
Change from 2016
+2.0pp
126
2.7%
+2.0pp
Not stated
2021 count
134
% of total
2.9%
Change from 2016
-1.6pp
134
2.9%
-1.6pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+207
+1.8pp
Mortgage
+596
-4.6pp
Renting - Total
+338
+2.1pp
Renting - Social housing
-1
-0.1pp
Renting - Private
+353
+2.6pp
Renting - Not stated
-3
-0.1pp
Other tenure type
+103
+2.0pp
Not stated
-19
-1.6pp
Data table
Housing tenure for The Ponds. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Blacktown (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Blacktown (C)% | Count | % | Blacktown (C)% | Count | pp | |
| Fully owned | 540 | 11.7% | 19.3% | 333 | 9.9% | 21.6% | +207 | +1.8pp |
| Mortgage | 2,807 | 60.9% | 40.9% | 2,211 | 65.5% | 40.2% | +596 | -4.6pp |
| Renting - Total | 993 | 21.5% | 32.8% | 655 | 19.4% | 31.0% | +338 | +2.1pp |
| Renting - Social housing | 13 | 0.3% | 6.2% | 14 | 0.4% | 7.7% | -1 | -0.1pp |
| Renting - Private | 986 | 21.4% | 26.4% | 633 | 18.8% | 22.9% | +353 | +2.6pp |
| Renting - Not stated | 4 | 0.1% | 0.2% | 7 | 0.2% | 0.4% | -3 | -0.1pp |
| Other tenure type | 126 | 2.7% | 1.0% | 23 | 0.7% | 0.5% | +103 | +2.0pp |
| Not stated | 134 | 2.9% | 5.9% | 153 | 4.5% | 6.7% | -19 | -1.6pp |
| Total households | 4,610 | 100.0% | 100.0% | 3,374 | 100.0% | 100.0% | +1,236 | 0.0pp |