Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Break O'Day (M), accounting for 20.2% (140 households). This share was higher than Regional Tas. (18.3%).
Section overview
Monthly housing loan repayments
Break O'Day (M) - Households (Enumerated)
This table summarises housing loan repayments for Break O'Day (M) in 2021 for persons, with comparison against Regional Tas..
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Break O'Day (M), with comparison markers for Regional Tas..
$299 or less
2021 count
50
% of total
7.2%
50
7.2%
$300 - $599
2021 count
103
% of total
14.9%
103
14.9%
$600 - $999
2021 count
140
% of total
20.2%
140
20.2%
$1,000 - $1,199
2021 count
100
% of total
14.4%
100
14.4%
$1,200 - $1,399
2021 count
74
% of total
10.7%
74
10.7%
$1,400 - $1,599
2021 count
45
% of total
6.5%
45
6.5%
$1,600-$1,799
2021 count
43
% of total
6.2%
43
6.2%
$1,800 - $1,999
2021 count
18
% of total
2.6%
18
2.6%
$2,000 - $2,199
2021 count
28
% of total
4.0%
28
4.0%
$2,200 - $2,399
2021 count
10
% of total
1.4%
10
1.4%
$2,400-$2,599
2021 count
3
% of total
0.4%
3
0.4%
$2,600-$2,999
2021 count
17
% of total
2.5%
17
2.5%
$3,000-$3,999
2021 count
11
% of total
1.6%
11
1.6%
$4,000-$4,999
2021 count
3
% of total
0.4%
3
0.4%
$5000 and over
2021 count
9
% of total
1.3%
9
1.3%
Not stated
2021 count
39
% of total
5.6%
39
5.6%
Data table
Housing loan repayments for Break O'Day (M). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..
| Category | 2021 count | 2021 % | Regional Tas. % |
|---|---|---|---|
| $299 or less | 50 | 7.2% | 5.3% |
| $300 - $599 | 103 | 14.9% | 7.6% |
| $600 - $999 | 140 | 20.2% | 18.3% |
| $1,000 - $1,199 | 100 | 14.4% | 12.8% |
| $1,200 - $1,399 | 74 | 10.7% | 13.1% |
| $1,400 - $1,599 | 45 | 6.5% | 9.9% |
| $1,600-$1,799 | 43 | 6.2% | 8.3% |
| $1,800 - $1,999 | 18 | 2.6% | 4.1% |
| $2,000 - $2,199 | 28 | 4.0% | 6.0% |
| $2,200 - $2,399 | 10 | 1.4% | 1.7% |
| $2,400-$2,599 | 3 | 0.4% | 0.9% |
| $2,600-$2,999 | 17 | 2.5% | 2.6% |
| $3,000-$3,999 | 11 | 1.6% | 2.6% |
| $4,000-$4,999 | 3 | 0.4% | 0.9% |
| $5000 and over | 9 | 1.3% | 0.8% |
| Not stated | 39 | 5.6% | 4.9% |
| Total | 693 | 100.0% | 100.0% |