Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,600-$1,799 was the most common mortgage repayment band among households with a mortgage in Brighton (Tas.) (part), accounting for 14.8% (140 households). This share was higher than Brighton (M) (11.6%).
Section overview
Monthly housing loan repayments
Brighton (Tas.) (part) - Households (Enumerated)
This table summarises housing loan repayments for Brighton (Tas.) (part) in 2021 for persons, with comparison against Brighton (M).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Brighton (Tas.) (part), with comparison markers for Brighton (M).
$299 or less
2021 count
27
% of total
2.9%
27
2.9%
$300 - $599
2021 count
33
% of total
3.5%
33
3.5%
$600 - $999
2021 count
123
% of total
13.0%
123
13.0%
$1,000 - $1,199
2021 count
96
% of total
10.2%
96
10.2%
$1,200 - $1,399
2021 count
135
% of total
14.3%
135
14.3%
$1,400 - $1,599
2021 count
130
% of total
13.8%
130
13.8%
$1,600-$1,799
2021 count
140
% of total
14.8%
140
14.8%
$1,800 - $1,999
2021 count
64
% of total
6.8%
64
6.8%
$2,000 - $2,199
2021 count
73
% of total
7.7%
73
7.7%
$2,200 - $2,399
2021 count
14
% of total
1.5%
14
1.5%
$2,400-$2,599
2021 count
10
% of total
1.1%
10
1.1%
$2,600-$2,999
2021 count
32
% of total
3.4%
32
3.4%
$3,000-$3,999
2021 count
13
% of total
1.4%
13
1.4%
$4,000-$4,999
2021 count
3
% of total
0.3%
3
0.3%
$5000 and over
2021 count
4
% of total
0.4%
4
0.4%
Not stated
2021 count
48
% of total
5.1%
48
5.1%
Data table
Housing loan repayments for Brighton (Tas.) (part). Monthly housing loan repayments. 2021 counts and percentages compared with Brighton (M).
| Category | 2021 count | 2021 % | Brighton (M) % |
|---|---|---|---|
| $299 or less | 27 | 2.9% | 3.8% |
| $300 - $599 | 33 | 3.5% | 4.7% |
| $600 - $999 | 123 | 13.0% | 15.4% |
| $1,000 - $1,199 | 96 | 10.2% | 10.6% |
| $1,200 - $1,399 | 135 | 14.3% | 13.3% |
| $1,400 - $1,599 | 130 | 13.8% | 11.9% |
| $1,600-$1,799 | 140 | 14.8% | 11.6% |
| $1,800 - $1,999 | 64 | 6.8% | 6.6% |
| $2,000 - $2,199 | 73 | 7.7% | 7.0% |
| $2,200 - $2,399 | 14 | 1.5% | 2.7% |
| $2,400-$2,599 | 10 | 1.1% | 1.0% |
| $2,600-$2,999 | 32 | 3.4% | 3.2% |
| $3,000-$3,999 | 13 | 1.4% | 2.5% |
| $4,000-$4,999 | 3 | 0.3% | 0.7% |
| $5000 and over | 4 | 0.4% | 0.5% |
| Not stated | 48 | 5.1% | 4.4% |
| Total | 945 | 100.0% | 100.0% |