Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 79.4% of households in Cairnlea were purchasing or had fully paid off their home, while 14.6% were renting. The mortgage share was higher than Brimbank (C) (31.6%).
Section overview
Housing tenure
Cairnlea - Households (Enumerated)
This table summarises housing tenure for Cairnlea in 2021 for persons, with comparison against Brimbank (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Cairnlea, with comparison markers for Brimbank (C).
Fully owned
2021 count
924
% of total
31.8%
Change from 2016
+4.7pp
924
31.8%
+4.7pp
Mortgage
2021 count
1,383
% of total
47.6%
Change from 2016
-7.1pp
1,383
47.6%
-7.1pp
Renting - Total
2021 count
425
% of total
14.6%
Change from 2016
+2.5pp
425
14.6%
+2.5pp
Renting - Social housing
2021 count
16
% of total
0.6%
Change from 2016
-0.1pp
16
0.6%
-0.1pp
Renting - Private
2021 count
402
% of total
13.8%
Change from 2016
+2.5pp
402
13.8%
+2.5pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
-0.2pp
0
0.0%
-0.2pp
Other tenure type
2021 count
39
% of total
1.3%
Change from 2016
+0.7pp
39
1.3%
+0.7pp
Not stated
2021 count
139
% of total
4.8%
Change from 2016
-0.7pp
139
4.8%
-0.7pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+204
+4.7pp
Mortgage
-70
-7.1pp
Renting - Total
+103
+2.5pp
Renting - Social housing
-2
-0.1pp
Renting - Private
+101
+2.5pp
Renting - Not stated
-6
-0.2pp
Other tenure type
+24
+0.7pp
Not stated
-7
-0.7pp
Data table
Housing tenure for Cairnlea. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Brimbank (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Brimbank (C)% | Count | % | Brimbank (C)% | Count | pp | |
| Fully owned | 924 | 31.8% | 34.4% | 720 | 27.1% | 33.7% | +204 | +4.7pp |
| Mortgage | 1,383 | 47.6% | 31.6% | 1,453 | 54.7% | 32.6% | -70 | -7.1pp |
| Renting - Total | 425 | 14.6% | 25.5% | 322 | 12.1% | 24.9% | +103 | +2.5pp |
| Renting - Social housing | 16 | 0.6% | 2.4% | 18 | 0.7% | 2.4% | -2 | -0.1pp |
| Renting - Private | 402 | 13.8% | 22.9% | 301 | 11.3% | 22.1% | +101 | +2.5pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 6 | 0.2% | 0.5% | -6 | -0.2pp |
| Other tenure type | 39 | 1.3% | 1.6% | 15 | 0.6% | 0.6% | +24 | +0.7pp |
| Not stated | 139 | 4.8% | 6.9% | 146 | 5.5% | 8.2% | -7 | -0.7pp |
| Total households | 2,908 | 100.0% | 100.0% | 2,658 | 100.0% | 100.0% | +250 | 0.0pp |