Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 82% of households in Cairnlea were purchasing or had fully paid off their home, while 15% were renting. The mortgage share was higher than Brimbank (C) (33.2%).
Section overview
Housing tenure
Cairnlea - Households (Enumerated)
This table summarises housing tenure for Cairnlea in 2021 for persons, with comparison against Brimbank (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Cairnlea, with comparison markers for Brimbank (C).
Fully owned
2021 count
920
% of total
32.8%
Change from 2016
-0.5pp
920
32.8%
-0.5pp
Mortgage
2021 count
1,381
% of total
49.2%
Change from 2016
+14.2pp
1,381
49.2%
+14.2pp
Renting - Total
2021 count
420
% of total
15.0%
Change from 2016
-18.3pp
420
15.0%
-18.3pp
Renting - Social housing
2021 count
16
% of total
0.6%
Change from 2016
+0.6pp
16
0.6%
+0.6pp
Renting - Private
2021 count
402
% of total
14.3%
Change from 2016
-5.7pp
402
14.3%
-5.7pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Other tenure type
2021 count
34
% of total
1.2%
Change from 2016
-3.8pp
34
1.2%
-3.8pp
Not stated
2021 count
50
% of total
1.8%
Change from 2016
+1.8pp
50
1.8%
+1.8pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+900
-0.5pp
Mortgage
+1,360
+14.2pp
Renting - Total
+400
-18.3pp
Renting - Social housing
+16
+0.6pp
Renting - Private
+390
-5.7pp
Renting - Not stated
0
0.0pp
Other tenure type
+31
-3.8pp
Not stated
+50
+1.8pp
Data table
Housing tenure for Cairnlea. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Brimbank (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Brimbank (C)% | Count | % | Brimbank (C)% | Count | pp | |
| Fully owned | 920 | 32.8% | 36.2% | 20 | 33.3% | 35.3% | +900 | -0.5pp |
| Mortgage | 1,381 | 49.2% | 33.2% | 21 | 35.0% | 34.2% | +1,360 | +14.2pp |
| Renting - Total | 420 | 15.0% | 26.7% | 20 | 33.3% | 26.0% | +400 | -18.3pp |
| Renting - Social housing | 16 | 0.6% | 2.5% | 0 | 0.0% | 2.5% | +16 | +0.6pp |
| Renting - Private | 402 | 14.3% | 24.0% | 12 | 20.0% | 23.1% | +390 | -5.7pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 0 | 0.0% | 0.5% | 0 | 0.0pp |
| Other tenure type | 34 | 1.2% | 1.7% | 3 | 5.0% | 0.7% | +31 | -3.8pp |
| Not stated | 50 | 1.8% | 2.2% | 0 | 0.0% | 3.8% | +50 | +1.8pp |
| Total households | 2,808 | 100.0% | 100.0% | 60 | 100.0% | 100.0% | +2,748 | 0.0pp |