Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,400 - $1,599 was the most common mortgage repayment band among households with a mortgage in Delahey, accounting for 10.5% (110 households). This share was higher than Brimbank (C) (8.5%).
Section overview
Monthly housing loan repayments
Delahey - Households (Enumerated)
This table summarises housing loan repayments for Delahey in 2021 for persons, with comparison against Brimbank (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Delahey, with comparison markers for Brimbank (C).
$299 or less
2021 count
62
% of total
5.9%
62
5.9%
$300 - $599
2021 count
44
% of total
4.2%
44
4.2%
$600 - $999
2021 count
101
% of total
9.6%
101
9.6%
$1,000 - $1,199
2021 count
74
% of total
7.1%
74
7.1%
$1,200 - $1,399
2021 count
103
% of total
9.8%
103
9.8%
$1,400 - $1,599
2021 count
110
% of total
10.5%
110
10.5%
$1,600-$1,799
2021 count
99
% of total
9.4%
99
9.4%
$1,800 - $1,999
2021 count
82
% of total
7.8%
82
7.8%
$2,000 - $2,199
2021 count
100
% of total
9.5%
100
9.5%
$2,200 - $2,399
2021 count
48
% of total
4.6%
48
4.6%
$2,400-$2,599
2021 count
29
% of total
2.8%
29
2.8%
$2,600-$2,999
2021 count
39
% of total
3.7%
39
3.7%
$3,000-$3,999
2021 count
37
% of total
3.5%
37
3.5%
$4,000-$4,999
2021 count
15
% of total
1.4%
15
1.4%
$5000 and over
2021 count
12
% of total
1.1%
12
1.1%
Not stated
2021 count
93
% of total
8.9%
93
8.9%
Data table
Housing loan repayments for Delahey. Monthly housing loan repayments. 2021 counts and percentages compared with Brimbank (C).
| Category | 2021 count | 2021 % | Brimbank (C) % |
|---|---|---|---|
| $299 or less | 62 | 5.9% | 6.3% |
| $300 - $599 | 44 | 4.2% | 4.2% |
| $600 - $999 | 101 | 9.6% | 7.7% |
| $1,000 - $1,199 | 74 | 7.1% | 6.7% |
| $1,200 - $1,399 | 103 | 9.8% | 8.4% |
| $1,400 - $1,599 | 110 | 10.5% | 8.5% |
| $1,600-$1,799 | 99 | 9.4% | 8.9% |
| $1,800 - $1,999 | 82 | 7.8% | 6.7% |
| $2,000 - $2,199 | 100 | 9.5% | 11.9% |
| $2,200 - $2,399 | 48 | 4.6% | 4.3% |
| $2,400-$2,599 | 29 | 2.8% | 3.7% |
| $2,600-$2,999 | 39 | 3.7% | 5.0% |
| $3,000-$3,999 | 37 | 3.5% | 6.2% |
| $4,000-$4,999 | 15 | 1.4% | 2.2% |
| $5000 and over | 12 | 1.1% | 1.6% |
| Not stated | 93 | 8.9% | 7.8% |
| Total | 1,048 | 100.0% | 100.0% |