Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 54.7% of households in St Albans (Vic.) were purchasing or had fully paid off their home, while 33.8% were renting. The mortgage share was lower than Brimbank (C) (31.6%).
Section overview
Housing tenure
St Albans (Vic.) - Households (Enumerated)
This table summarises housing tenure for St Albans (Vic.) in 2021 for persons, with comparison against Brimbank (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for St Albans (Vic.), with comparison markers for Brimbank (C).
Fully owned
2021 count
4,293
% of total
32.0%
Change from 2016
-2.1pp
4,293
32.0%
-2.1pp
Mortgage
2021 count
3,039
% of total
22.7%
Change from 2016
-0.1pp
3,039
22.7%
-0.1pp
Renting - Total
2021 count
4,526
% of total
33.8%
Change from 2016
+1.7pp
4,526
33.8%
+1.7pp
Renting - Social housing
2021 count
497
% of total
3.7%
Change from 2016
+0.1pp
497
3.7%
+0.1pp
Renting - Private
2021 count
3,981
% of total
29.7%
Change from 2016
+2.0pp
3,981
29.7%
+2.0pp
Renting - Not stated
2021 count
49
% of total
0.4%
Change from 2016
-0.4pp
49
0.4%
-0.4pp
Other tenure type
2021 count
241
% of total
1.8%
Change from 2016
+1.1pp
241
1.8%
+1.1pp
Not stated
2021 count
1,309
% of total
9.8%
Change from 2016
-0.6pp
1,309
9.8%
-0.6pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-71
-2.1pp
Mortgage
+123
-0.1pp
Renting - Total
+423
+1.7pp
Renting - Social housing
+40
+0.1pp
Renting - Private
+435
+2.0pp
Renting - Not stated
-56
-0.4pp
Other tenure type
+157
+1.1pp
Not stated
-28
-0.6pp
Data table
Housing tenure for St Albans (Vic.). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Brimbank (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Brimbank (C)% | Count | % | Brimbank (C)% | Count | pp | |
| Fully owned | 4,293 | 32.0% | 34.4% | 4,364 | 34.1% | 33.7% | -71 | -2.1pp |
| Mortgage | 3,039 | 22.7% | 31.6% | 2,916 | 22.8% | 32.6% | +123 | -0.1pp |
| Renting - Total | 4,526 | 33.8% | 25.5% | 4,103 | 32.1% | 24.9% | +423 | +1.7pp |
| Renting - Social housing | 497 | 3.7% | 2.4% | 457 | 3.6% | 2.4% | +40 | +0.1pp |
| Renting - Private | 3,981 | 29.7% | 22.9% | 3,546 | 27.7% | 22.1% | +435 | +2.0pp |
| Renting - Not stated | 49 | 0.4% | 0.2% | 105 | 0.8% | 0.5% | -56 | -0.4pp |
| Other tenure type | 241 | 1.8% | 1.6% | 84 | 0.7% | 0.6% | +157 | +1.1pp |
| Not stated | 1,309 | 9.8% | 6.9% | 1,337 | 10.4% | 8.2% | -28 | -0.6pp |
| Total households | 13,409 | 100.0% | 100.0% | 12,797 | 100.0% | 100.0% | +612 | 0.0pp |