Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Banyo, accounting for 13.9% (124 households). This share was higher than Brisbane (C) (10.7%).
Section overview
Monthly housing loan repayments
Banyo - Households (Enumerated)
This table summarises housing loan repayments for Banyo in 2021 for persons, with comparison against Brisbane (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Banyo, with comparison markers for Brisbane (C).
$299 or less
2021 count
37
% of total
4.1%
37
4.1%
$300 - $599
2021 count
15
% of total
1.7%
15
1.7%
$600 - $999
2021 count
56
% of total
6.3%
56
6.3%
$1,000 - $1,199
2021 count
28
% of total
3.1%
28
3.1%
$1,200 - $1,399
2021 count
53
% of total
5.9%
53
5.9%
$1,400 - $1,599
2021 count
79
% of total
8.8%
79
8.8%
$1,600-$1,799
2021 count
69
% of total
7.7%
69
7.7%
$1,800 - $1,999
2021 count
64
% of total
7.2%
64
7.2%
$2,000 - $2,199
2021 count
124
% of total
13.9%
124
13.9%
$2,200 - $2,399
2021 count
61
% of total
6.8%
61
6.8%
$2,400-$2,599
2021 count
50
% of total
5.6%
50
5.6%
$2,600-$2,999
2021 count
90
% of total
10.1%
90
10.1%
$3,000-$3,999
2021 count
82
% of total
9.2%
82
9.2%
$4,000-$4,999
2021 count
22
% of total
2.5%
22
2.5%
$5000 and over
2021 count
14
% of total
1.6%
14
1.6%
Not stated
2021 count
51
% of total
5.7%
51
5.7%
Data table
Housing loan repayments for Banyo. Monthly housing loan repayments. 2021 counts and percentages compared with Brisbane (C).
| Category | 2021 count | 2021 % | Brisbane (C) % |
|---|---|---|---|
| $299 or less | 37 | 4.1% | 4.5% |
| $300 - $599 | 15 | 1.7% | 2.5% |
| $600 - $999 | 56 | 6.3% | 5.1% |
| $1,000 - $1,199 | 28 | 3.1% | 4.7% |
| $1,200 - $1,399 | 53 | 5.9% | 6.1% |
| $1,400 - $1,599 | 79 | 8.8% | 6.7% |
| $1,600-$1,799 | 69 | 7.7% | 7.9% |
| $1,800 - $1,999 | 64 | 7.2% | 6.4% |
| $2,000 - $2,199 | 124 | 13.9% | 10.7% |
| $2,200 - $2,399 | 61 | 6.8% | 5.2% |
| $2,400-$2,599 | 50 | 5.6% | 4.6% |
| $2,600-$2,999 | 90 | 10.1% | 8.7% |
| $3,000-$3,999 | 82 | 9.2% | 12.1% |
| $4,000-$4,999 | 22 | 2.5% | 5.0% |
| $5000 and over | 14 | 1.6% | 4.4% |
| Not stated | 51 | 5.7% | 5.3% |
| Total | 895 | 100.0% | 100.0% |