Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Calamvale, accounting for 11.7% (266 households). This share was higher than Brisbane (C) (10.7%).
Section overview
Monthly housing loan repayments
Calamvale - Households (Enumerated)
This table summarises housing loan repayments for Calamvale in 2021 for persons, with comparison against Brisbane (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Calamvale, with comparison markers for Brisbane (C).
$299 or less
2021 count
121
% of total
5.3%
121
5.3%
$300 - $599
2021 count
52
% of total
2.3%
52
2.3%
$600 - $999
2021 count
148
% of total
6.5%
148
6.5%
$1,000 - $1,199
2021 count
151
% of total
6.6%
151
6.6%
$1,200 - $1,399
2021 count
218
% of total
9.6%
218
9.6%
$1,400 - $1,599
2021 count
228
% of total
10.0%
228
10.0%
$1,600-$1,799
2021 count
200
% of total
8.8%
200
8.8%
$1,800 - $1,999
2021 count
165
% of total
7.3%
165
7.3%
$2,000 - $2,199
2021 count
266
% of total
11.7%
266
11.7%
$2,200 - $2,399
2021 count
104
% of total
4.6%
104
4.6%
$2,400-$2,599
2021 count
91
% of total
4.0%
91
4.0%
$2,600-$2,999
2021 count
128
% of total
5.6%
128
5.6%
$3,000-$3,999
2021 count
168
% of total
7.4%
168
7.4%
$4,000-$4,999
2021 count
58
% of total
2.6%
58
2.6%
$5000 and over
2021 count
42
% of total
1.8%
42
1.8%
Not stated
2021 count
132
% of total
5.8%
132
5.8%
Data table
Housing loan repayments for Calamvale. Monthly housing loan repayments. 2021 counts and percentages compared with Brisbane (C).
| Category | 2021 count | 2021 % | Brisbane (C) % |
|---|---|---|---|
| $299 or less | 121 | 5.3% | 4.5% |
| $300 - $599 | 52 | 2.3% | 2.5% |
| $600 - $999 | 148 | 6.5% | 5.1% |
| $1,000 - $1,199 | 151 | 6.6% | 4.7% |
| $1,200 - $1,399 | 218 | 9.6% | 6.1% |
| $1,400 - $1,599 | 228 | 10.0% | 6.7% |
| $1,600-$1,799 | 200 | 8.8% | 7.9% |
| $1,800 - $1,999 | 165 | 7.3% | 6.4% |
| $2,000 - $2,199 | 266 | 11.7% | 10.7% |
| $2,200 - $2,399 | 104 | 4.6% | 5.2% |
| $2,400-$2,599 | 91 | 4.0% | 4.6% |
| $2,600-$2,999 | 128 | 5.6% | 8.7% |
| $3,000-$3,999 | 168 | 7.4% | 12.1% |
| $4,000-$4,999 | 58 | 2.6% | 5.0% |
| $5000 and over | 42 | 1.8% | 4.4% |
| Not stated | 132 | 5.8% | 5.3% |
| Total | 2,272 | 100.0% | 100.0% |