Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Clayfield, accounting for 12.1% (174 households). This share was similar to Brisbane (C) (12.1%).
Section overview
Monthly housing loan repayments
Clayfield - Households (Enumerated)
This table summarises housing loan repayments for Clayfield in 2021 for persons, with comparison against Brisbane (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Clayfield, with comparison markers for Brisbane (C).
$299 or less
2021 count
53
% of total
3.7%
53
3.7%
$300 - $599
2021 count
32
% of total
2.2%
32
2.2%
$600 - $999
2021 count
82
% of total
5.7%
82
5.7%
$1,000 - $1,199
2021 count
106
% of total
7.3%
106
7.3%
$1,200 - $1,399
2021 count
122
% of total
8.5%
122
8.5%
$1,400 - $1,599
2021 count
108
% of total
7.5%
108
7.5%
$1,600-$1,799
2021 count
93
% of total
6.4%
93
6.4%
$1,800 - $1,999
2021 count
61
% of total
4.2%
61
4.2%
$2,000 - $2,199
2021 count
89
% of total
6.2%
89
6.2%
$2,200 - $2,399
2021 count
49
% of total
3.4%
49
3.4%
$2,400-$2,599
2021 count
38
% of total
2.6%
38
2.6%
$2,600-$2,999
2021 count
87
% of total
6.0%
87
6.0%
$3,000-$3,999
2021 count
174
% of total
12.1%
174
12.1%
$4,000-$4,999
2021 count
116
% of total
8.0%
116
8.0%
$5000 and over
2021 count
141
% of total
9.8%
141
9.8%
Not stated
2021 count
92
% of total
6.4%
92
6.4%
Data table
Housing loan repayments for Clayfield. Monthly housing loan repayments. 2021 counts and percentages compared with Brisbane (C).
| Category | 2021 count | 2021 % | Brisbane (C) % |
|---|---|---|---|
| $299 or less | 53 | 3.7% | 4.5% |
| $300 - $599 | 32 | 2.2% | 2.5% |
| $600 - $999 | 82 | 5.7% | 5.1% |
| $1,000 - $1,199 | 106 | 7.3% | 4.7% |
| $1,200 - $1,399 | 122 | 8.5% | 6.1% |
| $1,400 - $1,599 | 108 | 7.5% | 6.7% |
| $1,600-$1,799 | 93 | 6.4% | 7.9% |
| $1,800 - $1,999 | 61 | 4.2% | 6.4% |
| $2,000 - $2,199 | 89 | 6.2% | 10.7% |
| $2,200 - $2,399 | 49 | 3.4% | 5.2% |
| $2,400-$2,599 | 38 | 2.6% | 4.6% |
| $2,600-$2,999 | 87 | 6.0% | 8.7% |
| $3,000-$3,999 | 174 | 12.1% | 12.1% |
| $4,000-$4,999 | 116 | 8.0% | 5.0% |
| $5000 and over | 141 | 9.8% | 4.4% |
| Not stated | 92 | 6.4% | 5.3% |
| Total | 1,443 | 100.0% | 100.0% |