Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in McDowall, accounting for 13.2% (139 households). This share was higher than Brisbane (C) (12.1%).
Section overview
Monthly housing loan repayments
McDowall - Households (Enumerated)
This table summarises housing loan repayments for McDowall in 2021 for persons, with comparison against Brisbane (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for McDowall, with comparison markers for Brisbane (C).
$299 or less
2021 count
52
% of total
4.9%
52
4.9%
$300 - $599
2021 count
34
% of total
3.2%
34
3.2%
$600 - $999
2021 count
60
% of total
5.7%
60
5.7%
$1,000 - $1,199
2021 count
46
% of total
4.4%
46
4.4%
$1,200 - $1,399
2021 count
39
% of total
3.7%
39
3.7%
$1,400 - $1,599
2021 count
68
% of total
6.4%
68
6.4%
$1,600-$1,799
2021 count
61
% of total
5.8%
61
5.8%
$1,800 - $1,999
2021 count
62
% of total
5.9%
62
5.9%
$2,000 - $2,199
2021 count
126
% of total
11.9%
126
11.9%
$2,200 - $2,399
2021 count
59
% of total
5.6%
59
5.6%
$2,400-$2,599
2021 count
82
% of total
7.8%
82
7.8%
$2,600-$2,999
2021 count
120
% of total
11.4%
120
11.4%
$3,000-$3,999
2021 count
139
% of total
13.2%
139
13.2%
$4,000-$4,999
2021 count
38
% of total
3.6%
38
3.6%
$5000 and over
2021 count
26
% of total
2.5%
26
2.5%
Not stated
2021 count
45
% of total
4.3%
45
4.3%
Data table
Housing loan repayments for McDowall. Monthly housing loan repayments. 2021 counts and percentages compared with Brisbane (C).
| Category | 2021 count | 2021 % | Brisbane (C) % |
|---|---|---|---|
| $299 or less | 52 | 4.9% | 4.5% |
| $300 - $599 | 34 | 3.2% | 2.5% |
| $600 - $999 | 60 | 5.7% | 5.1% |
| $1,000 - $1,199 | 46 | 4.4% | 4.7% |
| $1,200 - $1,399 | 39 | 3.7% | 6.1% |
| $1,400 - $1,599 | 68 | 6.4% | 6.7% |
| $1,600-$1,799 | 61 | 5.8% | 7.9% |
| $1,800 - $1,999 | 62 | 5.9% | 6.4% |
| $2,000 - $2,199 | 126 | 11.9% | 10.7% |
| $2,200 - $2,399 | 59 | 5.6% | 5.2% |
| $2,400-$2,599 | 82 | 7.8% | 4.6% |
| $2,600-$2,999 | 120 | 11.4% | 8.7% |
| $3,000-$3,999 | 139 | 13.2% | 12.1% |
| $4,000-$4,999 | 38 | 3.6% | 5.0% |
| $5000 and over | 26 | 2.5% | 4.4% |
| Not stated | 45 | 4.3% | 5.3% |
| Total | 1,057 | 100.0% | 100.0% |