Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Upper Kedron, accounting for 17.4% (165 households). This share was higher than Brisbane (C) (12.1%).
Section overview
Monthly housing loan repayments
Upper Kedron - Households (Enumerated)
This table summarises housing loan repayments for Upper Kedron in 2021 for persons, with comparison against Brisbane (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Upper Kedron, with comparison markers for Brisbane (C).
$299 or less
2021 count
27
% of total
2.8%
27
2.8%
$300 - $599
2021 count
24
% of total
2.5%
24
2.5%
$600 - $999
2021 count
32
% of total
3.4%
32
3.4%
$1,000 - $1,199
2021 count
29
% of total
3.1%
29
3.1%
$1,200 - $1,399
2021 count
38
% of total
4.0%
38
4.0%
$1,400 - $1,599
2021 count
44
% of total
4.6%
44
4.6%
$1,600-$1,799
2021 count
41
% of total
4.3%
41
4.3%
$1,800 - $1,999
2021 count
63
% of total
6.6%
63
6.6%
$2,000 - $2,199
2021 count
100
% of total
10.5%
100
10.5%
$2,200 - $2,399
2021 count
79
% of total
8.3%
79
8.3%
$2,400-$2,599
2021 count
65
% of total
6.9%
65
6.9%
$2,600-$2,999
2021 count
146
% of total
15.4%
146
15.4%
$3,000-$3,999
2021 count
165
% of total
17.4%
165
17.4%
$4,000-$4,999
2021 count
33
% of total
3.5%
33
3.5%
$5000 and over
2021 count
30
% of total
3.2%
30
3.2%
Not stated
2021 count
32
% of total
3.4%
32
3.4%
Data table
Housing loan repayments for Upper Kedron. Monthly housing loan repayments. 2021 counts and percentages compared with Brisbane (C).
| Category | 2021 count | 2021 % | Brisbane (C) % |
|---|---|---|---|
| $299 or less | 27 | 2.8% | 4.5% |
| $300 - $599 | 24 | 2.5% | 2.5% |
| $600 - $999 | 32 | 3.4% | 5.1% |
| $1,000 - $1,199 | 29 | 3.1% | 4.7% |
| $1,200 - $1,399 | 38 | 4.0% | 6.1% |
| $1,400 - $1,599 | 44 | 4.6% | 6.7% |
| $1,600-$1,799 | 41 | 4.3% | 7.9% |
| $1,800 - $1,999 | 63 | 6.6% | 6.4% |
| $2,000 - $2,199 | 100 | 10.5% | 10.7% |
| $2,200 - $2,399 | 79 | 8.3% | 5.2% |
| $2,400-$2,599 | 65 | 6.9% | 4.6% |
| $2,600-$2,999 | 146 | 15.4% | 8.7% |
| $3,000-$3,999 | 165 | 17.4% | 12.1% |
| $4,000-$4,999 | 33 | 3.5% | 5.0% |
| $5000 and over | 30 | 3.2% | 4.4% |
| Not stated | 32 | 3.4% | 5.3% |
| Total | 948 | 100.0% | 100.0% |