Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Wakerley, accounting for 19.9% (300 households). This share was higher than Brisbane (C) (12.1%).
Section overview
Monthly housing loan repayments
Wakerley - Households (Enumerated)
This table summarises housing loan repayments for Wakerley in 2021 for persons, with comparison against Brisbane (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Wakerley, with comparison markers for Brisbane (C).
$299 or less
2021 count
52
% of total
3.4%
52
3.4%
$300 - $599
2021 count
25
% of total
1.7%
25
1.7%
$600 - $999
2021 count
50
% of total
3.3%
50
3.3%
$1,000 - $1,199
2021 count
50
% of total
3.3%
50
3.3%
$1,200 - $1,399
2021 count
63
% of total
4.2%
63
4.2%
$1,400 - $1,599
2021 count
70
% of total
4.6%
70
4.6%
$1,600-$1,799
2021 count
89
% of total
5.9%
89
5.9%
$1,800 - $1,999
2021 count
71
% of total
4.7%
71
4.7%
$2,000 - $2,199
2021 count
170
% of total
11.3%
170
11.3%
$2,200 - $2,399
2021 count
106
% of total
7.0%
106
7.0%
$2,400-$2,599
2021 count
95
% of total
6.3%
95
6.3%
$2,600-$2,999
2021 count
165
% of total
10.9%
165
10.9%
$3,000-$3,999
2021 count
300
% of total
19.9%
300
19.9%
$4,000-$4,999
2021 count
82
% of total
5.4%
82
5.4%
$5000 and over
2021 count
54
% of total
3.6%
54
3.6%
Not stated
2021 count
66
% of total
4.4%
66
4.4%
Data table
Housing loan repayments for Wakerley. Monthly housing loan repayments. 2021 counts and percentages compared with Brisbane (C).
| Category | 2021 count | 2021 % | Brisbane (C) % |
|---|---|---|---|
| $299 or less | 52 | 3.4% | 4.5% |
| $300 - $599 | 25 | 1.7% | 2.5% |
| $600 - $999 | 50 | 3.3% | 5.1% |
| $1,000 - $1,199 | 50 | 3.3% | 4.7% |
| $1,200 - $1,399 | 63 | 4.2% | 6.1% |
| $1,400 - $1,599 | 70 | 4.6% | 6.7% |
| $1,600-$1,799 | 89 | 5.9% | 7.9% |
| $1,800 - $1,999 | 71 | 4.7% | 6.4% |
| $2,000 - $2,199 | 170 | 11.3% | 10.7% |
| $2,200 - $2,399 | 106 | 7.0% | 5.2% |
| $2,400-$2,599 | 95 | 6.3% | 4.6% |
| $2,600-$2,999 | 165 | 10.9% | 8.7% |
| $3,000-$3,999 | 300 | 19.9% | 12.1% |
| $4,000-$4,999 | 82 | 5.4% | 5.0% |
| $5000 and over | 54 | 3.6% | 4.4% |
| Not stated | 66 | 4.4% | 5.3% |
| Total | 1,508 | 100.0% | 100.0% |