Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Zillmere, accounting for 12.3% (126 households). This share was higher than Brisbane (C) (10.7%).
Section overview
Monthly housing loan repayments
Zillmere - Households (Enumerated)
This table summarises housing loan repayments for Zillmere in 2021 for persons, with comparison against Brisbane (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Zillmere, with comparison markers for Brisbane (C).
$299 or less
2021 count
37
% of total
3.6%
37
3.6%
$300 - $599
2021 count
17
% of total
1.7%
17
1.7%
$600 - $999
2021 count
78
% of total
7.6%
78
7.6%
$1,000 - $1,199
2021 count
77
% of total
7.5%
77
7.5%
$1,200 - $1,399
2021 count
117
% of total
11.4%
117
11.4%
$1,400 - $1,599
2021 count
119
% of total
11.6%
119
11.6%
$1,600-$1,799
2021 count
122
% of total
11.9%
122
11.9%
$1,800 - $1,999
2021 count
79
% of total
7.7%
79
7.7%
$2,000 - $2,199
2021 count
126
% of total
12.3%
126
12.3%
$2,200 - $2,399
2021 count
52
% of total
5.1%
52
5.1%
$2,400-$2,599
2021 count
23
% of total
2.2%
23
2.2%
$2,600-$2,999
2021 count
53
% of total
5.2%
53
5.2%
$3,000-$3,999
2021 count
56
% of total
5.5%
56
5.5%
$4,000-$4,999
2021 count
13
% of total
1.3%
13
1.3%
$5000 and over
2021 count
8
% of total
0.8%
8
0.8%
Not stated
2021 count
46
% of total
4.5%
46
4.5%
Data table
Housing loan repayments for Zillmere. Monthly housing loan repayments. 2021 counts and percentages compared with Brisbane (C).
| Category | 2021 count | 2021 % | Brisbane (C) % |
|---|---|---|---|
| $299 or less | 37 | 3.6% | 4.5% |
| $300 - $599 | 17 | 1.7% | 2.5% |
| $600 - $999 | 78 | 7.6% | 5.1% |
| $1,000 - $1,199 | 77 | 7.5% | 4.7% |
| $1,200 - $1,399 | 117 | 11.4% | 6.1% |
| $1,400 - $1,599 | 119 | 11.6% | 6.7% |
| $1,600-$1,799 | 122 | 11.9% | 7.9% |
| $1,800 - $1,999 | 79 | 7.7% | 6.4% |
| $2,000 - $2,199 | 126 | 12.3% | 10.7% |
| $2,200 - $2,399 | 52 | 5.1% | 5.2% |
| $2,400-$2,599 | 23 | 2.2% | 4.6% |
| $2,600-$2,999 | 53 | 5.2% | 8.7% |
| $3,000-$3,999 | 56 | 5.5% | 12.1% |
| $4,000-$4,999 | 13 | 1.3% | 5.0% |
| $5000 and over | 8 | 0.8% | 4.4% |
| Not stated | 46 | 4.5% | 5.3% |
| Total | 1,023 | 100.0% | 100.0% |