Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Djugun, accounting for 17.6% (65 households). This share was higher than Broome (S) (15.4%).

Section overview

Monthly housing loan repayments

Djugun - Households (Enumerated)

This table summarises housing loan repayments for Djugun in 2021 for persons, with comparison against Broome (S).

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Djugun, with comparison markers for Broome (S).

Djugun
Broome (S)

$299 or less

2021 count

10

% of total

2.7%

$300 - $599

2021 count

-

% of total

-

$600 - $999

2021 count

10

% of total

2.7%

$1,000 - $1,199

2021 count

5

% of total

1.4%

$1,200 - $1,399

2021 count

16

% of total

4.3%

$1,400 - $1,599

2021 count

16

% of total

4.3%

$1,600-$1,799

2021 count

30

% of total

8.1%

$1,800 - $1,999

2021 count

25

% of total

6.8%

$2,000 - $2,199

2021 count

51

% of total

13.8%

$2,200 - $2,399

2021 count

20

% of total

5.4%

$2,400-$2,599

2021 count

14

% of total

3.8%

$2,600-$2,999

2021 count

49

% of total

13.3%

$3,000-$3,999

2021 count

65

% of total

17.6%

$4,000-$4,999

2021 count

21

% of total

5.7%

$5000 and over

2021 count

14

% of total

3.8%

Not stated

2021 count

23

% of total

6.2%

Data table

Housing loan repayments for Djugun. Monthly housing loan repayments. 2021 counts and percentages compared with Broome (S).

Housing loan repayments for Djugun. Monthly housing loan repayments. 2021 counts and percentages compared with Broome (S).
Housing loan repayments for Djugun. Monthly housing loan repayments. 2021 counts and percentages compared with Broome (S).
Category2021 count2021 %Broome (S) %
$299 or less102.7%3.3%
$300 - $599--1.5%
$600 - $999102.7%6.0%
$1,000 - $1,19951.4%3.9%
$1,200 - $1,399164.3%4.6%
$1,400 - $1,599164.3%5.5%
$1,600-$1,799308.1%7.1%
$1,800 - $1,999256.8%6.6%
$2,000 - $2,1995113.8%10.6%
$2,200 - $2,399205.4%5.5%
$2,400-$2,599143.8%4.9%
$2,600-$2,9994913.3%10.0%
$3,000-$3,9996517.6%15.4%
$4,000-$4,999215.7%5.1%
$5000 and over143.8%3.2%
Not stated236.2%6.6%
Total369100.0%100.0%