Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $3,000 to $3,499 was the most common mortgage repayment band among households with a mortgage in Broome (S), accounting for 11.8% (169 households). This share was higher than Regional WA (4.5%).

Section overview

Monthly housing loan repayments

Broome (S) - Households (Enumerated)

This table summarises housing loan repayments for Broome (S) in 2021 for persons, with comparison against Regional WA.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Broome (S), with comparison markers for Regional WA.

Broome (S)
Regional WA

Nil Repayments

2021 count

33

% of total

2.3%

1 To 149

2021 count

10

% of total

0.7%

150 To 299

2021 count

4

% of total

0.3%

300 To 449

2021 count

10

% of total

0.7%

450 To 599

2021 count

12

% of total

0.8%

600 To 799

2021 count

36

% of total

2.5%

800 To 999

2021 count

49

% of total

3.4%

1000 To 1199

2021 count

56

% of total

3.9%

1200 To 1399

2021 count

66

% of total

4.6%

1400 To 1599

2021 count

79

% of total

5.5%

1600 To 1799

2021 count

102

% of total

7.1%

1800 To 1999

2021 count

94

% of total

6.6%

2000 To 2199

2021 count

151

% of total

10.6%

2200 To 2399

2021 count

79

% of total

5.5%

2400 To 2599

2021 count

70

% of total

4.9%

2600 To 2799

2021 count

98

% of total

6.9%

2800 To 2999

2021 count

45

% of total

3.2%

3000 To 3499

2021 count

169

% of total

11.8%

3500 To 3999

2021 count

51

% of total

3.6%

4000 To 4999

2021 count

73

% of total

5.1%

5000 And Over

2021 count

46

% of total

3.2%

Not stated

2021 count

94

% of total

6.6%

Data table

Housing loan repayments for Broome (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional WA.

Housing loan repayments for Broome (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional WA.
Housing loan repayments for Broome (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional WA.
Category2021 count2021 %Regional WA %
Nil Repayments332.3%3.2%
1 To 149100.7%0.7%
150 To 29940.3%1.1%
300 To 449100.7%2.5%
450 To 599120.8%2.3%
600 To 799362.5%4.7%
800 To 999493.4%6.1%
1000 To 1199563.9%8.2%
1200 To 1399664.6%9.6%
1400 To 1599795.5%9.3%
1600 To 17991027.1%9.7%
1800 To 1999946.6%6.3%
2000 To 219915110.6%9.7%
2200 To 2399795.5%3.6%
2400 To 2599704.9%2.3%
2600 To 2799986.9%3.6%
2800 To 2999453.2%1.6%
3000 To 349916911.8%4.5%
3500 To 3999513.6%1.3%
4000 To 4999735.1%2.2%
5000 And Over463.2%1.6%
Not stated946.6%5.7%
Total1,427100.0%100.0%