Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Bunbury (C), accounting for 12.4% (524 households). This share was higher than Regional WA (9.6%).
Section overview
Monthly housing loan repayments
Bunbury (C) - Households (Enumerated)
This table summarises housing loan repayments for Bunbury (C) in 2021 for persons, with comparison against Regional WA.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Bunbury (C), with comparison markers for Regional WA.
$299 or less
2021 count
206
% of total
4.9%
206
4.9%
$300 - $599
2021 count
183
% of total
4.3%
183
4.3%
$600 - $999
2021 count
498
% of total
11.8%
498
11.8%
$1,000 - $1,199
2021 count
430
% of total
10.2%
430
10.2%
$1,200 - $1,399
2021 count
524
% of total
12.4%
524
12.4%
$1,400 - $1,599
2021 count
491
% of total
11.6%
491
11.6%
$1,600-$1,799
2021 count
412
% of total
9.7%
412
9.7%
$1,800 - $1,999
2021 count
247
% of total
5.8%
247
5.8%
$2,000 - $2,199
2021 count
371
% of total
8.8%
371
8.8%
$2,200 - $2,399
2021 count
102
% of total
2.4%
102
2.4%
$2,400-$2,599
2021 count
53
% of total
1.3%
53
1.3%
$2,600-$2,999
2021 count
174
% of total
4.1%
174
4.1%
$3,000-$3,999
2021 count
193
% of total
4.6%
193
4.6%
$4,000-$4,999
2021 count
79
% of total
1.9%
79
1.9%
$5000 and over
2021 count
38
% of total
0.9%
38
0.9%
Not stated
2021 count
225
% of total
5.3%
225
5.3%
Data table
Housing loan repayments for Bunbury (C). Monthly housing loan repayments. 2021 counts and percentages compared with Regional WA.
| Category | 2021 count | 2021 % | Regional WA % |
|---|---|---|---|
| $299 or less | 206 | 4.9% | 5.0% |
| $300 - $599 | 183 | 4.3% | 4.8% |
| $600 - $999 | 498 | 11.8% | 10.8% |
| $1,000 - $1,199 | 430 | 10.2% | 8.2% |
| $1,200 - $1,399 | 524 | 12.4% | 9.6% |
| $1,400 - $1,599 | 491 | 11.6% | 9.3% |
| $1,600-$1,799 | 412 | 9.7% | 9.7% |
| $1,800 - $1,999 | 247 | 5.8% | 6.3% |
| $2,000 - $2,199 | 371 | 8.8% | 9.7% |
| $2,200 - $2,399 | 102 | 2.4% | 3.6% |
| $2,400-$2,599 | 53 | 1.3% | 2.3% |
| $2,600-$2,999 | 174 | 4.1% | 5.2% |
| $3,000-$3,999 | 193 | 4.6% | 5.8% |
| $4,000-$4,999 | 79 | 1.9% | 2.2% |
| $5000 and over | 38 | 0.9% | 1.6% |
| Not stated | 225 | 5.3% | 5.7% |
| Total | 4,226 | 100.0% | 100.0% |