Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, 5000 And Over was the most common mortgage repayment band among households with a mortgage in Burwood (A), accounting for 11.4% (364 households). This share was higher than Greater Sydney (9.6%).

Section overview

Monthly housing loan repayments

Burwood (A) - Households (Enumerated)

This table summarises housing loan repayments for Burwood (A) in 2021 for persons, with comparison against Greater Sydney.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Burwood (A), with comparison markers for Greater Sydney.

Burwood (A)
Greater Sydney

Nil Repayments

2021 count

174

% of total

5.4%

1 To 149

2021 count

34

% of total

1.1%

150 To 299

2021 count

24

% of total

0.7%

300 To 449

2021 count

37

% of total

1.2%

450 To 599

2021 count

36

% of total

1.1%

600 To 799

2021 count

50

% of total

1.6%

800 To 999

2021 count

73

% of total

2.3%

1000 To 1199

2021 count

81

% of total

2.5%

1200 To 1399

2021 count

111

% of total

3.5%

1400 To 1599

2021 count

113

% of total

3.5%

1600 To 1799

2021 count

110

% of total

3.4%

1800 To 1999

2021 count

108

% of total

3.4%

2000 To 2199

2021 count

300

% of total

9.4%

2200 To 2399

2021 count

109

% of total

3.4%

2400 To 2599

2021 count

143

% of total

4.5%

2600 To 2799

2021 count

152

% of total

4.7%

2800 To 2999

2021 count

84

% of total

2.6%

3000 To 3499

2021 count

335

% of total

10.4%

3500 To 3999

2021 count

183

% of total

5.7%

4000 To 4999

2021 count

312

% of total

9.7%

5000 And Over

2021 count

364

% of total

11.4%

Not stated

2021 count

274

% of total

8.5%

Data table

Housing loan repayments for Burwood (A). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Sydney.

Housing loan repayments for Burwood (A). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Sydney.
Housing loan repayments for Burwood (A). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Sydney.
Category2021 count2021 %Greater Sydney %
Nil Repayments1745.4%3.3%
1 To 149341.1%0.8%
150 To 299240.7%0.6%
300 To 449371.2%1.1%
450 To 599361.1%1.0%
600 To 799501.6%1.7%
800 To 999732.3%2.3%
1000 To 1199812.5%3.2%
1200 To 13991113.5%3.9%
1400 To 15991133.5%4.2%
1600 To 17991103.4%5.1%
1800 To 19991083.4%4.3%
2000 To 21993009.4%9.3%
2200 To 23991093.4%4.8%
2400 To 25991434.5%4.8%
2600 To 27991524.7%5.7%
2800 To 2999842.6%3.5%
3000 To 349933510.4%11.2%
3500 To 39991835.7%4.9%
4000 To 49993129.7%8.0%
5000 And Over36411.4%9.6%
Not stated2748.5%6.6%
Total3,207100.0%100.0%