Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 71.2% of households in Cumnock were purchasing or had fully paid off their home, while 13.1% were renting. The mortgage share was lower than Cabonne (A) (32.1%).
Section overview
Housing tenure
Cumnock - Households (Enumerated)
This table summarises housing tenure for Cumnock in 2021 for persons, with comparison against Cabonne (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Cumnock, with comparison markers for Cabonne (A).
Fully owned
2021 count
93
% of total
47.0%
Change from 2016
+3.1pp
93
47.0%
+3.1pp
Mortgage
2021 count
48
% of total
24.2%
Change from 2016
-5.2pp
48
24.2%
-5.2pp
Renting - Total
2021 count
26
% of total
13.1%
Change from 2016
-0.3pp
26
13.1%
-0.3pp
Renting - Social housing
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Renting - Private
2021 count
33
% of total
16.7%
Change from 2016
+4.4pp
33
16.7%
+4.4pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
-1.6pp
0
0.0%
-1.6pp
Other tenure type
2021 count
10
% of total
5.1%
Change from 2016
+3.0pp
10
5.1%
+3.0pp
Not stated
2021 count
21
% of total
10.6%
Change from 2016
+2.6pp
21
10.6%
+2.6pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+11
+3.1pp
Mortgage
-7
-5.2pp
Renting - Total
+1
-0.3pp
Renting - Social housing
0
0.0pp
Renting - Private
+10
+4.4pp
Renting - Not stated
-3
-1.6pp
Other tenure type
+6
+3.0pp
Not stated
+6
+2.6pp
Data table
Housing tenure for Cumnock. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cabonne (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Cabonne (A)% | Count | % | Cabonne (A)% | Count | pp | |
| Fully owned | 93 | 47.0% | 41.9% | 82 | 43.9% | 40.1% | +11 | +3.1pp |
| Mortgage | 48 | 24.2% | 32.1% | 55 | 29.4% | 33.3% | -7 | -5.2pp |
| Renting - Total | 26 | 13.1% | 14.6% | 25 | 13.4% | 17.8% | +1 | -0.3pp |
| Renting - Social housing | 0 | 0.0% | 1.0% | 0 | 0.0% | 1.2% | 0 | 0.0pp |
| Renting - Private | 33 | 16.7% | 13.6% | 23 | 12.3% | 15.4% | +10 | +4.4pp |
| Renting - Not stated | 0 | 0.0% | 0.1% | 3 | 1.6% | 1.3% | -3 | -1.6pp |
| Other tenure type | 10 | 5.1% | 3.7% | 4 | 2.1% | 1.0% | +6 | +3.0pp |
| Not stated | 21 | 10.6% | 7.6% | 15 | 8.0% | 7.8% | +6 | +2.6pp |
| Total households | 198 | 100.0% | 100.0% | 187 | 100.0% | 100.0% | +11 | 0.0pp |