Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Brinsmead, accounting for 12% (109 households). This share was higher than Cairns (R) (9.7%).
Section overview
Monthly housing loan repayments
Brinsmead - Households (Enumerated)
This table summarises housing loan repayments for Brinsmead in 2021 for persons, with comparison against Cairns (R).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Brinsmead, with comparison markers for Cairns (R).
$299 or less
2021 count
47
% of total
5.2%
47
5.2%
$300 - $599
2021 count
23
% of total
2.5%
23
2.5%
$600 - $999
2021 count
55
% of total
6.1%
55
6.1%
$1,000 - $1,199
2021 count
51
% of total
5.6%
51
5.6%
$1,200 - $1,399
2021 count
84
% of total
9.3%
84
9.3%
$1,400 - $1,599
2021 count
92
% of total
10.2%
92
10.2%
$1,600-$1,799
2021 count
105
% of total
11.6%
105
11.6%
$1,800 - $1,999
2021 count
91
% of total
10.1%
91
10.1%
$2,000 - $2,199
2021 count
109
% of total
12.0%
109
12.0%
$2,200 - $2,399
2021 count
37
% of total
4.1%
37
4.1%
$2,400-$2,599
2021 count
29
% of total
3.2%
29
3.2%
$2,600-$2,999
2021 count
69
% of total
7.6%
69
7.6%
$3,000-$3,999
2021 count
45
% of total
5.0%
45
5.0%
$4,000-$4,999
2021 count
14
% of total
1.5%
14
1.5%
$5000 and over
2021 count
11
% of total
1.2%
11
1.2%
Not stated
2021 count
43
% of total
4.8%
43
4.8%
Data table
Housing loan repayments for Brinsmead. Monthly housing loan repayments. 2021 counts and percentages compared with Cairns (R).
| Category | 2021 count | 2021 % | Cairns (R) % |
|---|---|---|---|
| $299 or less | 47 | 5.2% | 4.1% |
| $300 - $599 | 23 | 2.5% | 3.6% |
| $600 - $999 | 55 | 6.1% | 10.2% |
| $1,000 - $1,199 | 51 | 5.6% | 7.5% |
| $1,200 - $1,399 | 84 | 9.3% | 11.1% |
| $1,400 - $1,599 | 92 | 10.2% | 10.8% |
| $1,600-$1,799 | 105 | 11.6% | 11.8% |
| $1,800 - $1,999 | 91 | 10.1% | 7.4% |
| $2,000 - $2,199 | 109 | 12.0% | 9.7% |
| $2,200 - $2,399 | 37 | 4.1% | 3.4% |
| $2,400-$2,599 | 29 | 3.2% | 1.9% |
| $2,600-$2,999 | 69 | 7.6% | 4.9% |
| $3,000-$3,999 | 45 | 5.0% | 4.9% |
| $4,000-$4,999 | 14 | 1.5% | 1.6% |
| $5000 and over | 11 | 1.2% | 1.3% |
| Not stated | 43 | 4.8% | 5.7% |
| Total | 905 | 100.0% | 100.0% |