Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 47.3% of households in Cairns City were purchasing or had fully paid off their home, while 48.6% were renting. The mortgage share was lower than Cairns (R) (35.6%).

Section overview

Housing tenure

Cairns City - Households (Enumerated)

This table summarises housing tenure for Cairns City in 2021 for persons, with comparison against Cairns (R) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Cairns City, with comparison markers for Cairns (R).

Cairns City
Cairns (R)

Fully owned

2021 count

262

% of total

30.3%

Change from 2016

-12.6pp

Mortgage

2021 count

147

% of total

17.0%

Change from 2016

-21.1pp

Renting - Total

2021 count

420

% of total

48.6%

Change from 2016

+24.8pp

Renting - Social housing

2021 count

36

% of total

4.2%

Change from 2016

+4.2pp

Renting - Private

2021 count

378

% of total

43.8%

Change from 2016

+29.5pp

Renting - Not stated

2021 count

6

% of total

0.7%

Change from 2016

+0.7pp

Other tenure type

2021 count

10

% of total

1.2%

Change from 2016

+1.2pp

Not stated

2021 count

18

% of total

2.1%

Change from 2016

+2.1pp

Data table

Housing tenure for Cairns City. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cairns (R).

Housing tenure for Cairns City. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cairns (R).
Housing tenure for Cairns City. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cairns (R).
Category20212016Change
Count%Cairns (R)%Count%Cairns (R)%Countpp
Fully owned26230.3%26.4%942.9%23.7%+253-12.6pp
Mortgage14717.0%35.6%838.1%33.5%+139-21.1pp
Renting - Total42048.6%35.0%523.8%38.9%+415+24.8pp
Renting - Social housing364.2%4.0%00.0%4.4%+36+4.2pp
Renting - Private37843.8%30.7%314.3%34.0%+375+29.5pp
Renting - Not stated60.7%0.3%00.0%0.5%+6+0.7pp
Other tenure type101.2%1.3%00.0%0.7%+10+1.2pp
Not stated182.1%1.7%00.0%3.1%+18+2.1pp
Total households864100.0%100.0%21100.0%100.0%+8430.0pp