Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 62% of households in Cairns (R) were purchasing or had fully paid off their home, while 35% were renting. The mortgage share was higher than Regional Qld (32.8%).

Section overview

Housing tenure

Cairns (R) - Households (Enumerated)

This table summarises housing tenure for Cairns (R) in 2021 for persons, with comparison against Regional Qld and change since 2016.

Housing tenure snapshot

2021 distribution by category for Cairns (R), with comparison markers for Regional Qld.

Cairns (R)
Regional Qld

Fully owned

2021 count

15,897

% of total

26.4%

Change from 2016

+2.7pp

Mortgage

2021 count

21,499

% of total

35.6%

Change from 2016

+2.1pp

Renting - Total

2021 count

21,101

% of total

35.0%

Change from 2016

-3.9pp

Renting - Social housing

2021 count

2,419

% of total

4.0%

Change from 2016

-0.4pp

Renting - Private

2021 count

18,522

% of total

30.7%

Change from 2016

-3.3pp

Renting - Not stated

2021 count

155

% of total

0.3%

Change from 2016

-0.2pp

Other tenure type

2021 count

787

% of total

1.3%

Change from 2016

+0.6pp

Not stated

2021 count

1,040

% of total

1.7%

Change from 2016

-1.4pp

Data table

Housing tenure for Cairns (R). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Qld.

Housing tenure for Cairns (R). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Qld.
Housing tenure for Cairns (R). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Qld.
Category20212016Change
Count%Regional Qld%Count%Regional Qld%Countpp
Fully owned15,89726.4%32.0%13,24123.7%30.3%+2,656+2.7pp
Mortgage21,49935.6%32.8%18,68933.5%31.9%+2,810+2.1pp
Renting - Total21,10135.0%31.1%21,70638.9%33.9%-605-3.9pp
Renting - Social housing2,4194.0%3.3%2,4514.4%3.7%-32-0.4pp
Renting - Private18,52230.7%27.6%18,95134.0%29.5%-429-3.3pp
Renting - Not stated1550.3%0.2%3030.5%0.7%-148-0.2pp
Other tenure type7871.3%2.2%4130.7%1.0%+374+0.6pp
Not stated1,0401.7%1.8%1,7423.1%2.9%-702-1.4pp
Total households60,318100.0%100.0%55,790100.0%100.0%+4,5280.0pp